The secondary market, often an afterthought for most participants in the mortgage process, took center stage in 2020. Think of it as the underdog quickly becoming the hero of the story. It was always there working hard in the background,
Holiday Baking
You know that wonderful smell of cookies baking in the kitchen wafting through your home? Maybe it was when you visited Grandma’s house or your own childhood memories of cinnamon, cocoa powder, peppermint candies and vanilla. Cookie baking is one of the most enjoyed and anticipated traditions of the holidays. It’s also one of those nice […]
The post Holiday Baking appeared first on Signature Real Estate Services.
Passive Income Ideas 2021: 26 Ways To Boost Your Income
Passive income is money that is usually (but not always) received regularly without any or only little effort. But you need to leverage your time and effort to create multiple income streams that will continue to grow in the future.
7 Home Updates to Improve Your Home Safety and Security
Living alone can definitely have its perks, like having all of the fridge space to yourself, and being able to choose what you watch on television. But if you currently live alone or are planning to move into a home
CFPB issues consent order against Washington Federal for HMDA reporting violations
The Consumer Financial Protection Bureau issued a consent order against Washington Federal Bank in October for Regulation C and Home Mortgage Disclosure Act violations. The bank will pay a $200,000 fine for reporting inaccurate HMDA data in 2016 and 2017
Why 28% of mortgage applicants never close the loan
Lonnie Glessner isn’t normally one to turn down business. But with origination volume expected to exceed $3.4 trillion this year, stretching the capacity limits of lenders and everyone else in the housing ecosystem, some mortgage applicants simply haven’t been worth
2021 housing market forecast: What will fuel home sales?
Even as the pandemic nears its end, its impact on the way we work and live will in many ways be permanent, and Americans will migrate to homes that fit their new lifestyles. We already saw much of this movement
Real Estate Tech Demo Day: Zigzy
Townify Townify provides Real Estate Agents the perfect tools to manage and market their prospects and listings, all in one centralized solution. It offers open house sign-ins that automatically convert into a prospect, easily shareable listings for social media, virtual open house capability, personalized marketing materials and so much more! #1 User Focused – We’ve
Real Estate Tech Demo Day: Keller Williams
Command Command is a smart CRM-plus suite of apps hosted on the Keller Cloud. Command was developed in partnership with real estate agents within KW Labs, the innovation hub of Keller Williams, the world’s largest real estate technology franchise by
Real estate tech roundup: House X, CoHome and BoomTown
Residential real estate online marketplace House X has announced the launch of its smart home marketplace and pilot program called The New American Dream Showcase of New Homes. The program is available in California, Florida, Georgia and Texas with additional
How one lender is putting the focus back on people and relationships
HousingWire recently chatted with Homepoint Chief Experience Officer Ginger Wilcox about the company’s rebrand and hiring surge in the middle of a global pandemic. Wilcox explains how Homepoint is redefining the home buying and homeownership experience moving forward. HousingWire: Ginger,
HW Media acquires REAL Trends to combine two of real estate’s most powerful media outlets
HW Media, publisher of HousingWire, FinLedger, and producer of Engage Events, today announced it has closed on the strategic acquisition of REAL Trends, the residential real estate industry’s leading report that ranks the performance of the top U.S. brokerage firms.
Mortgage applications drop for second straight week
The Mortgage Bankers Association reported that applications decreased 1.2% during the week ending Dec. 4 in its latest weekly survey — the second straight week of application decreases. The refinance index and the unadjusted purchase index did increase, however, jumping
Atlanta Real Estate Market: Prices | Trends | Forecast 2021
This article has been updated to reflect recent changes in the Atlanta real estate market. Metro Atlanta housing market has experienced a smooth recovery by far. Despite unemployment and uncertainty, the Atlanta housing market is still strong. The record-low interest
Knock launches new sale-leaseback solution, Knock Nest
Real estate technology company Knock has announced the launch of Knock Nest, a standalone sale-leaseback solution that allows homeowners to access the cash they’ve built up in their home while continuing to live in it. Via Knock Nest, homeowners can
After 2020’s IPOs, 2021 might be the year of MSR
With record origination volume stretching capacity and a fresh infusion of capital from the public markets en route, a slew of big nonbank lenders are shifting strategies and declining to sell their mortgage servicing rights, which they’d previously relied on
Non-QM lending is poised for growth in 2021
HousingWire recently spoke with Mike Fierman, managing partner and co-CEO of Angel Oak, about the non-QM lending outlook for 2021 and how Angel Oak’s “originate to hold” model benefits originators. HousingWire: What sets you apart from other non-QM lenders and
Sundae raises $36 million in Series B funding
Residential real estate marketplace Sundae has announced it closed $36 million in Series B funding on Tuesday, led by QED Investors and with additional participation from Founders Fund, Susa Ventures, Navitas Capital, Prudence Holdings and General Global Capital. This round
Fannie Mae reports housing market confidence drop
Following three months of increases, Fannie Mae’s Home Purchase Sentiment Index (HPSI), a composite index designed to track the housing market and consumer confidence to sell or buy a home, fell 1.7 points in November to 80. Year-over-year, the HPSI is down 11.5
MBA: Forbearance rate holds, but exits are slowing
After two weeks of slight increases, the U.S. forbearance rate, measuring the share of mortgages with suspended payments, remained unchanged from the week prior at 5.54%, according to the Mortgage Bankers Association. The MBA estimates there are still 2.8 million homeowners
Coleman, Menefee selected to OCC executive committee
The Office of the Comptroller of the Currency (OCC) has announced the appointment of two executives to the agency’s Executive Committee. Sydney Menefee has been selected to fill the senior deputy comptroller for Midsize and Community Bank Supervision on a permanent
What’s next for housing in 2021?
As we look ahead to 2021, we remember that this year, the housing market has continued to remain a bright spot in the economy, even as other areas continue to struggle amid stay-at-home orders and economic shutdowns. COVID-19 threw the
a360inc acquires California-based notary services
Carrollton, Texas-based a360inc, an employee-owned legal and financial services technology and outsourcing company, acquired Express Notary Services, a national notary and signing services provider based in Irvine, California. Express Notary Services provides national notarization and signing services and is one of
Reducing the racial wealth gap by expanding down payment assistance
The incoming Biden administration has made improving racial equity a pillar of its domestic policy agenda, and appropriately so. There is a compelling argument that ending historic economic and racial inequity should start with housing, specifically down payment assistance. With
