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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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redfin

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How to Find Off-Market Properties: A Buyer and Investor Guide

Key Takeaways: Though off-market properties are homes not listed on the MLS, they can provide buyers and investors with exclusive opportunities. Networking, direct outreach, and online platforms are common strategies. Real estate agents often have insider access to upcoming listings.

News Bot September 30, 2025 External Articles Read more

Townhouse vs Condo: A Buyer’s Guide to Lifestyle and Costs

Picture yourself house hunting. You walk into a sleek downtown condo with floor to ceiling windows and a rooftop pool. The next day, you tour a row of townhouses where kids ride bikes along the sidewalk and each home has

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3 Tips for Using Power of Attorney for a Real Estate Closing

If you plan to use a power of attorney for a real estate closing, preparation is key. From making sure the document is legally valid under your state’s laws to coordinating with your title company and choosing the right agent,

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Can I Get an FHA Loan if I Already Own a Home? Rules and Exceptions

For many buyers, FHA loans make homeownership more accessible thanks to lower down payment requirements and flexible credit guidelines. But what if you already own a home? Can you still get an FHA loan? The short answer is yes, it’s

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What is a Virtual Open House? The Modern Way to Show Your Home

In today’s digital world, more buyers are starting their home search online. This has led to the rise of the virtual open house, an innovative way for sellers and real estate agents to connect with potential buyers without the need

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Urban vs Suburban Living: Which Lifestyle Fits You Best?

Choosing where to live is one of the biggest decisions you will make, and it shapes your daily life more than you might realize. Some people thrive on the constant buzz of the city, enjoying the excitement and convenience at

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Divorce Home Appraisal: How Do They Work and Who Foots the Bill?

Divorce can be both emotionally and financially complex, with one of the significant issues to resolve being what happens to the marital home. To divide assets fairly, a divorce home appraisal must provide an objective assessment of the property’s fair

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How to Make an Offer on a House in 6 Steps

Making an offer is one of the most important steps in the homebuying process. It’s the point where you find out if the home will be yours or not. From deciding how much to offer to choosing contingencies and earnest

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Houston’s 50 Newest Listings: September 16, 2025

Houston’s vibrant atmosphere and unique attractions makes it a great place to live. The median sale price in July was around $349,000, marking a 1.7% dip year-over-year, while the median days on market climbed to 46 compared to 32 last

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Here’s How to Get a Jumbo Construction Loan to Build a Home

Key takeaways Jumbo construction loans cover home builds that exceed FHFA conforming loan limits ($806,500 baseline; $1,209,750 in high-cost areas for 2025). They combine short-term construction financing with a permanent jumbo mortgage. Borrowers need strong credit, a large down payment,

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Cincinnati’s 50 Newest Listings: September 16, 2025

Cincinnati Housing Market Pulse — September 2025 Nestled along the Ohio River with a rich blend of historic charm and modern energy, Cincinnati offers vibrant neighborhoods and a welcoming community. In July 2025, the median sale price was $294K (+6.8% YoY) and homes

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Kansas City’s 50 Newest Listings: September 16, 2025

Kansas City Housing Market Pulse — September 2025 Jazz, barbecue, and friendly neighborhoods — Kansas City’s heartbeat is unmistakable. In July 2025, the median sale price was $303K (+2.7% YoY) and homes sold in around 18 days. Latest Kansas City Listings 3203 NE 67th

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Las Vegas’s 50 Newest Listings: September 16, 2025

Las Vegas Housing Market Pulse — September 2025 Beyond the bright lights, Las Vegas shines with sunny suburbs and desert trails minutes away. In July 2025, the median sale price was $440K (−2.2% YoY) and homes sold in about 56 days. Latest Las Vegas

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Philadelphia’s 50 Newest Listings: September 16, 2025

Philadelphia Housing Market Pulse — September 2025 History-rich blocks, bold food, and vibrant arts — Philadelphia balances classic charm with modern ease. In July 2025, the median sale price was $275K (~0% YoY) and homes sold in roughly 48 days. Latest Philadelphia Listings 5253

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St. Louis’s 50 Newest Listings: September 15, 2025

St. Louis is moving quickly: the median sale price was $247,500 in July 2025 (+9.8% year over year), and homes sold in about 18 days. The sale‑to‑list price is 99.7%, with roughly 42.5% of homes closing above the listing price.

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How Much House $500K Buys in Major Cities Across the U.S. (and What This Means for Investors)

For many buyers and investors, $500,000 is a benchmark budget. But in today’s housing market, that number doesn’t stretch the same way everywhere – and the trade-offs reveal a lot about both affordability for buyers and opportunity for investors. In

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Baltimore’s 50 Newest Listings: September 15, 2025

Baltimore is a steady, somewhat competitive market: the median sale price reached $244,000 in July 2025 (+3.6% year over year), and homes typically sold in 42 days. The sale‑to‑list price is 99.8%. For national context, Baltimore’s median sale price is about 46% lower

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How Use and Occupancy Agreements Work

You found the perfect home, your offer was accepted, and closing day is on the calendar. Great! Everything’s falling into place, until your timeline suddenly shifts, and you need to move in before the sale is final. Wait—can you live

News Bot June 25, 2025 External Articles Read more

How Much Money Do I Need to Buy a House?

Buying a house is one of the biggest financial decisions you’ll ever make, and it’s not just about the sale price. From the down payment to closing costs, there are several expenses to consider. So, how much money do you

News Bot June 25, 2025 External Articles Read more

How to Know if a House is Overpriced

For many, buying a home is one of the biggest financial decisions they’ll make, but how do you know the price is fair? Understanding the housing market, estimating the value of that unique feature, knowing what tools to use, and

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Can Landlords Sue for More Than the Security Deposit?

Key Takeaways Landlords can sue for damages beyond the security deposit when damages exceed normal wear and tear. Tenants can protect themselves by documenting the property’s condition, understanding their lease, communicating in writing, and returning the unit in good shape.

News Bot June 25, 2025 External Articles Read more

12 Unenforceable HOA Rules and What You Can Do About Them

Homeowners’ associations (HOAs) set rules to maintain property values and neighborhood aesthetics, but some of these rules overstep legal boundaries. Unenforceable HOA rules are regulations imposed by a homeowners’ association that conflict with state or federal law, or were enacted

News Bot June 25, 2025 External Articles Read more

Earnest Money: What Is It and How Much Should You Pay?

Whether you’re buying a home in Austin or a condo in Miami, you’ve probably come across the term “earnest money” during your home search. It’s a key part of the homebuying process – but one that can feel confusing if

News Bot June 25, 2025 External Articles Read more

How Seller’s Disclosures Protect Buyers and Sellers in a Home Sale

A seller’s disclosure, also called a property disclosure, is a document that sellers are legally required to provide to potential buyers. It outlines any known issues or defects with the home that could affect its value or safety. Whether you’re

News Bot June 25, 2025 External Articles Read more
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  • Michael Gersitz
  • Phone: (716)870-5786
  • Office: (716)302-5222
  • Email: michael.gersitz@signature-wny.com
  • Website: michaelgersitz.com
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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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