Let’s be honest, the decision of whether to buy a house now or wait until 2025 is a big one. It’s a decision that impacts your financial future, your lifestyle, and your overall well-being. In my opinion, based on the current market
California Housing Market Roars Back: Biggest Sales Jump Since 2021
The California housing market is experiencing its largest annual sales increase in November 2024 since June 2021, despite remaining below pre-COVID levels. According to the California Association of REALTORS® (C.A.R.), single-family home sales showed a 19.5% growth year-over-year, although the
Housing Market Predictions for the Next 4 Years: 2025 to 2028
As we look toward the future, experts predict a significant evolution in the housing market, particularly regarding home prices. The latest insights from Fannie Mae’s Home Price Expectations Survey (HPES) reveal an intriguing market for homeowners and investors alike. This survey,
10 Cheapest Places to Buy a House With Land in 2025
If you’re looking for a house with land in the US, you might be wondering where you can find the best deals. Buying a house with land can offer many benefits, such as more privacy, space, and potential for farming
5 Reasons to Hold Real Estate in a Land Trust
Are you a target for tenant lawsuits? Are your assets easy to locate? Do you own rental properties in your own name? You wouldn’t walk around with a financial statement taped to your forehead would you? So why would you
Property Insurance Rates Are Set to Increase by 50%
Get ready, homeowners! Property insurance rates are about to skyrocket – we’re talking a 50% jump. This huge increase is going to hit everyone’s wallets, especially in places like Florida. Let’s take a closer look at why these prices are
Insurance Crisis Could Lead to a Worst Crash in the Housing Market
The looming insurance crisis in the United States could potentially trigger a housing market crash worse than the one experienced in 2008. A recent report from the Senate Budget Committee warns that the increasing frequency and severity of extreme weather events, largely
How to Reduce Homeowners Insurance Premium?
Many new homeowners are looking for ways to save on their home insurance. Although some seem obvious because they are so highly advertised (bundling with auto, shopping online), there are others that are more subtle. You can get discounts on
Pasadena Housing Market: Trends and Forecast 2025-2026
Let’s talk about the Pasadena housing market because it’s been a hot topic lately, and for good reason! The short answer is: it’s a somewhat competitive market right now, with prices seeing a slight increase, but things are moving a bit slower
Orange County Housing Market: Trends and Forecast 2025
If you’re anything like me, you’re probably glued to the real estate market, wondering what’s going on with home prices, sales, and the whole shebang. So, let’s dive right in: the current Orange County housing market is showing a mix of
The 2025 Housing Market Forecast for Buyers & Sellers
Are you curious about the future of the housing market? What’s predicted for the housing market in 2025? Well, based on current trends and expert predictions, it seems that the housing market in 2025 will see a moderate rise in home sales,
Can Assumable Mortgages Offer Hope for Home Buyers in 2025?
Soaring mortgage rates in 2024? Let’s face it, today’s mortgage rates can sting. If you’re in the market for a house, that 7% average rate on a 30-year fixed loan might feel like a brick wall blocking your dream of
Financial Crisis 2008 Explained: Causes and Effects
What Caused the Financial Crisis in 2008? The financial crisis of 2008 is a significant event that affected the global economy. The crisis was caused by several factors that led to the collapse of the housing market in the United
Why a 2008-Style Housing Market Crash is Unlikely in 2025?
While headlines might paint a picture of a looming crash, a closer look at the data reveals a housing market more likely to experience a slowdown than a dramatic collapse. Let’s delve into the key factors that suggest stability rather
Is the Housing Market Headed for a 1970s-Style Downturn?
The 1970s are often remembered as a time of economic turmoil, with high inflation and interest rates creating a challenging environment for homebuyers and real estate developers alike. Today, some analysts are drawing parallels between that difficult decade and the
When Will Mortgage Rates Go Down to 3%? Is It Possible?
Imagine being able to secure a mortgage with an interest rate of just 3% again. Many hopeful homebuyers are wondering: when will mortgage rates go down to 3%? Unfortunately, as of November 14, 2024, 30-year fixed mortgage rates remain around 6.78%, casting a shadow of
Interest Rate Forecast for 2025 and 2026: Expert Insights
Money talks, but interest rates scream. As we peer into the economic crystal ball for 2025 and 2026, one number stands out: the Federal Funds Rate. This key benchmark set by the Federal Reserve shapes everything from your mortgage to
Current Fed Interest Rate Set to 4.50% to 4.75% in November 2024
The Federal Reserve, the central banking system of the United States, continues to exert a significant influence on the economy through its monetary policy decisions, particularly in setting the federal funds rate. As of November 7, 2024, the Federal Reserve
10 Ways to Insure Deposits Beyond the FDIC Limit of $250,000
The Federal Deposit Insurance Corporation (FDIC) provides a safety net for depositors in the United States, insuring up to $250,000 per depositor, per bank, for each account ownership category. But what happens when your deposits exceed this limit? In a
Why Housing Prices Are So High in Today’s Market?
If you are looking for a home in the US, you may have noticed that the prices are skyrocketing. The nationwide median sale price of existing-home (for all housing types ) is now $404,500 (Sept 2024). Meanwhile, the supply of
10 Best Real Estate Markets for Investors in 2025
Ever dreamed of building a serious real estate portfolio? Finding the 10 best real estate markets for investors is the first step to making that dream a reality. It’s not just about luck; it’s about smart choices, solid research, and knowing where
Is the Housing Market on the Brink of Bubble Burst?
As we approach the end of 2024, the question at the forefront of many minds is, “Is the housing market on the brink?” In simple terms, although economic pressures have led to a complex and sometimes cautious landscape, experts predict that a full-scale market
Seattle Housing Market Predictions for Next 5 Years
Thinking about the Seattle housing market predictions for the next 5 years? You’re smart to be planning ahead. This city’s real estate scene is a rollercoaster, and knowing where it might be headed can save you some serious stress –
Seattle’s Housing Market: $178K Income Needed for a Starter Home
If you’re considering buying a typical starter home in Seattle, prepare to earn a substantial income—it requires a whopping $178,332 annually. This reflects increased challenges for buyers as the housing market in Seattle becomes more competitive and prices continue to rise.