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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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Norad

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Florida Housing Market Sees a Major Shift With a Jump in Pending Sales

Get ready for some exciting news, Florida! After a period of waiting and watching, the Sunshine State’s housing market is finally showing a significant, encouraging uptick. Florida’s housing market saw a major positive shift in August 2025, with a notable surge

News Bot September 30, 2025 External Articles Read more

Federal Reserve Begins Key Interest Rate Meeting with Economic Jitters

The Federal Reserve’s September 2025 Federal Open Market Committee (FOMC) meeting begins today, September 16th, and will conclude tomorrow, the 17th. This meeting isn’t just another check-in on the economy; it’s a pivotal moment where big decisions about interest rates

News Bot September 16, 2025 External Articles Read more

Interest Rates Predictions by Bank of America 2025-2026

Are you keeping an eye on where interest rates are headed? You should be! Interest rate predictions by Bank of America have shifted, and it could impact your wallet. Bank of America now expects the Federal Reserve to cut interest

News Bot September 16, 2025 External Articles Read more

Mortgage Rates Today: 30-Year Fixed Refinance Rate Dips to 6.64%

If you’re eyeing a refinance, here’s the headline: According to Zillow, the national average for a 30-year fixed refinance rate has edged down to 6.64% as of today, September 16, 2025. This small dip from 6.65% might seem insignificant, but it could be

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Today’s Mortgage Rates – September 16, 2025: 30-Year FRM Drops by 8 Basis Points

Mortgage rates today on September 16, 2025, including both mortgage and refinance rates, have dropped notably, with the national average 30-year fixed mortgage rate falling to 6.37%—down 8 basis points from the previous week’s 6.45%. Refinance rates are dipping more

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Senate Set to Confirm Miran for Fed on Eve of Pivotal Interest Rate Decision

In a nail-biting finish to September 15, 2025, the U.S. Senate is poised to confirm Stephen Miran as a new member of the Federal Reserve Board of Governors. This confirmation is timed so precisely that Miran could actually cast a

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Today’s Mortgage Rates – September 15, 2025: Rates Jump Across the Board

On September 15, 2025, mortgage rates in the U.S. have shown mixed movement but a general upward trend, with the national average 30-year fixed mortgage rate increasing to 6.56%, up 11 basis points from last week’s 6.45%, according to Zillow. Refinancing rates

News Bot September 16, 2025 External Articles Read more

Fed Interest Rate Predictions This Week: 25 Basis Point Cut Widely Expected

It looks like a sure thing: the Federal Reserve is widely expected to cut interest rates this week. After holding steady, the data suggests the central bank will likely lower its key interest rate by a quarter of a percent

News Bot September 16, 2025 External Articles Read more

Mortgage Rates Today: 30-Year Fixed Refinance Rate Rises by 10 Basis Points

If you’re watching the mortgage market closely, like I am, you’ll want to know that the current average 30-year fixed refinance rate stands at 6.75%. Zillow reported that, as of September 15, 2025, the 30-year fixed refinance rate is up by 10

News Bot September 16, 2025 External Articles Read more

7 Buyer-Friendly Housing Markets in 2025 With Abundant Homes for Sale

This news likely brings a smile to the faces of many house hunters: seven major cities have officially transitioned into buyer-friendly housing markets in 2025, a significant shift that gives ordinary folks more power when it comes to purchasing a home.

News Bot September 16, 2025 External Articles Read more

Mortgage Rates Predictions for Next 90 Days: October to December 2025

Here’s the bottom line upfront: Most experts believe mortgage rates will dip slightly over the next 90 days, likely settling in the 6.2% to 6.5% range by mid-December 2025. While this offers a glimmer of hope for potential homebuyers, significant drops below

News Bot September 16, 2025 External Articles Read more

Today’s 5-Year Adjustable Rate Mortgage Rises to 7.39% – June 25, 2025

Are you thinking about buying a home or refinancing your mortgage? It’s essential to stay up-to-date on the latest mortgage rate trends. As of today, June 25, 2025, the national average 5-year Adjustable Rate Mortgage (ARM) has risen to 7.39%. This increase of

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Is Cape Coral the Next Florida Housing Market to Crash?

If you’re thinking about buying or selling a home in Cape Coral, Florida, you need to be aware that the Cape Coral housing market is currently facing a high risk of price decline. Recent data from Cotality (formerly CoreLogic) shows that Cape Coral

News Bot June 25, 2025 External Articles Read more

Florida Housing Market Forecast for Next 2 Years: 2025-2026

The Florida housing market has always been a topic of interest for buyers, sellers, and investors alike. With its sunny beaches, vibrant cities, and booming tourism industry, the real estate market in the Sunshine State has seen significant growth over the years. However, with any market experiencing rapid growth, there comes

News Bot June 25, 2025 External Articles Read more

Interest Rate Predictions for the Next 2 Years Ending 2027

Are you wondering where interest rates are heading? You’re not alone! The Federal Reserve’s (the Fed’s) interest rate decisions affect everything from your mortgage payments to the growth of your investments. So, what’s the scoop for the next two years? Expert predictions suggest

News Bot June 25, 2025 External Articles Read more

U.S. States With Lowest Mortgage Rates Today – June 25, 2025

If you’re looking for the U.S. states with the lowest mortgage rates today, June 25, 2025, your search ends here! As of today, the states boasting the cheapest 30-year new purchase mortgage rates are Colorado, Massachusetts, New York, California, Connecticut, Washington, Maryland, and

News Bot June 25, 2025 External Articles Read more

Mortgage Rates Predictions for Next 90 Days: July-Sept 2025

Are you thinking about buying a house or refinancing your mortgage? I know how important it is to keep a close eye on mortgage rates. Getting a good rate can save you a lot of money in the long run!

News Bot June 25, 2025 External Articles Read more

Mortgage Rates Today June 25, 2025: Rates Drop Across the Board, Offering Significant Savings

As of June 25, 2025, mortgage rates have seen a slight decrease, providing potential homeowners and those looking to refinance a bit of financial reprieve. The national average for a 30-year fixed mortgage rate stands at 6.81%, a dip from 6.83% the day before. This

News Bot June 25, 2025 External Articles Read more

5 Popular Florida Housing Markets Are at High Risk of Price Crash

If you’ve been anywhere near the Florida housing market, you know things have been wild for the last few years. Prices shot up faster than a rocket from Cape Canaveral! But lately, the tune is changing. According to the latest

News Bot June 25, 2025 External Articles Read more

U.S. States With Lowest Mortgage Rates Today – June 24, 2025

Looking for the states where you can snag the best deal on a mortgage right now? As of today, June 24, 2025, the U.S. states with the lowest mortgage rates for a 30-year new purchase are Colorado, Massachusetts, New York, Utah, California, Virginia,

News Bot June 25, 2025 External Articles Read more

Interest Rate Predictions for the Next 3 Years: 2025, 2026, 2027

Are you trying to figure out what the future holds for our wallets is always top of mind. And right now, one of the biggest questions that keeps popping up is: what’s going to happen with interest rates in 2025,

News Bot June 25, 2025 External Articles Read more

Unemployment Fears Hit Pandemic Levels: Highest Since April 2020

Have you noticed a nagging worry in the back of your mind lately? It’s not just you. According to a recent survey, unemployment fears are on the rise, hitting levels we haven’t seen since the early days of the COVID-19 pandemic. Despite

News Bot April 16, 2025 External Articles Read more

Top 10 Cities Where Home Prices Have Crashed Since 2024

Want to know where home prices are dropping the fastest? Well, the top 10 cities where home prices have crashed or fallen the most since last year are spread across the US, from New Jersey to California, with some areas seeing

News Bot April 16, 2025 External Articles Read more

Mortgage Rate Predictions for This Week: Expect Volatility, Not Relief

Are you glued to your screen, refreshing for some good news on mortgage rates? Well, for the week of April 14-21, 2025, don’t expect a dramatic drop. The truth is, mortgage rate predictions are pointing towards continued volatility, with rates likely hovering

News Bot April 16, 2025 External Articles Read more
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  • Michael Gersitz
  • Phone: (716)870-5786
  • Office: (716)302-5222
  • Email: michael.gersitz@signature-wny.com
  • Website: michaelgersitz.com
  • Mailing Address: 2468 Niagara Falls Blvd, Suite #5

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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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