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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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Norad

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Mortgage Rates Today, Nov 19: 30-Year Refinance Rate Drops by 7 Basis Points

As of November 19, 2025, mortgage refinance rates today have seen a welcome dip. Zillow reports that the national average for a 30-year fixed refinance rate has dropped by 7 basis points, settling at 6.76%. This might sound like a

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Austin vs. Raleigh: Which Tech Hub Has the Stronger Housing Market for Investors?

For years, investors chasing tech money have looked at two Sun Belt superstars: Austin, Texas, and Raleigh, North Carolina. Both cities have rocketed up the rankings for population growth, job creation, and overall “cool factor.” But if you’re putting your

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Why Turnkey Real Estate Still Beats Today’s High Mortgage Rate Climate

The financial news is a chorus of caution. “Mortgage Rates Soar,” “Housing Market Cools,” “Investor Activity Slows.” For many, these headlines are a stop sign, a clear signal to retreat from the real estate market and wait for calmer seas.

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FHA Mortgage Rates Today, Nov. 19, 2025: Key Figures for Aspiring Homeowners

As of November 19, 2025, the benchmark 30-year fixed FHA mortgage rate is hovering in the ballpark of 5.875% to over 6%. This provides promising news for many aspiring homeowners looking to get into their dream homes, especially those who

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Will Mortgage Rates Go Down Below 6% in the Next Two Months?

Based on what I’m seeing and hearing from the experts, combined with the latest economic figures and recent rate trends, it’s highly unlikely that average 30-year fixed mortgage rates will drop below 6% within the next two months. While I

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Today’s Mortgage Rates, November 18: 30-Year FRM Holds at 6.09%, Rates Remain Stable

As of today, November 18th, mortgage rates are largely holding steady, showing a slight uptick but staying remarkably consistent. According to the latest data from Zillow, the average rate for a 30-year fixed mortgage has nudged up to 6.09%, while the

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Single-Family vs. Townhome: Which is the Real Cash Flow Winner for Investors?

If you’re serious about building wealth through rental properties, you’ve probably spent hours staring at listings, running numbers, and trying to decide: Do I go for the big, classic Single-Family Home (SFH), or do I lean into the efficiency of a townhome?

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Mortgage Rates Today, Nov 18: 30-Year Refinance Rate Drops Slightly by 2 Basis Points

The latest data from Zillow reveals that today, November 18, 2025, the national average for a 30-year fixed refinance rate has seen a modest drop of 2 basis points, settling at 6.81%. While this might seem like a small change,

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Connecticut Housing Market: Trends and Forecast 2025-2026

As of late 2025, the Connecticut housing market is showing solid growth, with average home values climbing and homes selling quickly. While some wonder about a potential crash, the current data paints a picture of a stable and appreciating market,

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Bridgeport, CT Housing Market: Trends and Forecast 2025-2026

Let’s dive right into the Bridgeport housing market trends. Here’s the scoop for 2025: things are looking pretty steady. The average home value is hovering around $653,635, which is up by about 3.0% compared to last year. And when a

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Today’s Mortgage Rates September 30, 2025: 30-Year FRM Slightly Higher, Refinance Rates Jump

As of September 30, 2025, mortgage rates have slightly increased for 30-year fixed loans but show mixed trends across other loan types. The average 30-year fixed mortgage rate rose by 3 basis points to 6.62%, while the 15-year fixed rate marginally

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Big Jump in Mortgage Rates Today: 30-Year Refinance Rate Rises by 62 Basis Points

If you’re thinking about refinancing your home, you need to know that mortgage rates today have seen a significant shift. According to Zillow, the national 30-year fixed refinance rate has climbed a substantial 62 basis points, moving from an average of 7.03% to

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Mortgage Rates Predictions This Week: September 28 to October 4

This week, from September 28 to October 4, 2025, the mortgage rate outlook suggests a period of relative calm, with the average rate for a 30-year fixed loan likely hovering around the 6.3% to 6.4% mark. While we might see minor ups

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Mortgage Rates Predictions for the Next 6 Months: October 2025 to March 2026

Thinking about buying a home or perhaps refinancing your current one? If so, you’re probably wondering what’s going to happen with mortgage rates over the next six months. My best guess, looking at all the expert chatter and economic signs,

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Florida Housing Market Sees a Major Shift With a Jump in Pending Sales

Get ready for some exciting news, Florida! After a period of waiting and watching, the Sunshine State’s housing market is finally showing a significant, encouraging uptick. Florida’s housing market saw a major positive shift in August 2025, with a notable surge

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Federal Reserve Begins Key Interest Rate Meeting with Economic Jitters

The Federal Reserve’s September 2025 Federal Open Market Committee (FOMC) meeting begins today, September 16th, and will conclude tomorrow, the 17th. This meeting isn’t just another check-in on the economy; it’s a pivotal moment where big decisions about interest rates

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Interest Rates Predictions by Bank of America 2025-2026

Are you keeping an eye on where interest rates are headed? You should be! Interest rate predictions by Bank of America have shifted, and it could impact your wallet. Bank of America now expects the Federal Reserve to cut interest

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Mortgage Rates Today: 30-Year Fixed Refinance Rate Dips to 6.64%

If you’re eyeing a refinance, here’s the headline: According to Zillow, the national average for a 30-year fixed refinance rate has edged down to 6.64% as of today, September 16, 2025. This small dip from 6.65% might seem insignificant, but it could be

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Today’s Mortgage Rates – September 16, 2025: 30-Year FRM Drops by 8 Basis Points

Mortgage rates today on September 16, 2025, including both mortgage and refinance rates, have dropped notably, with the national average 30-year fixed mortgage rate falling to 6.37%—down 8 basis points from the previous week’s 6.45%. Refinance rates are dipping more

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Senate Set to Confirm Miran for Fed on Eve of Pivotal Interest Rate Decision

In a nail-biting finish to September 15, 2025, the U.S. Senate is poised to confirm Stephen Miran as a new member of the Federal Reserve Board of Governors. This confirmation is timed so precisely that Miran could actually cast a

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Today’s Mortgage Rates – September 15, 2025: Rates Jump Across the Board

On September 15, 2025, mortgage rates in the U.S. have shown mixed movement but a general upward trend, with the national average 30-year fixed mortgage rate increasing to 6.56%, up 11 basis points from last week’s 6.45%, according to Zillow. Refinancing rates

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Fed Interest Rate Predictions This Week: 25 Basis Point Cut Widely Expected

It looks like a sure thing: the Federal Reserve is widely expected to cut interest rates this week. After holding steady, the data suggests the central bank will likely lower its key interest rate by a quarter of a percent

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Mortgage Rates Today: 30-Year Fixed Refinance Rate Rises by 10 Basis Points

If you’re watching the mortgage market closely, like I am, you’ll want to know that the current average 30-year fixed refinance rate stands at 6.75%. Zillow reported that, as of September 15, 2025, the 30-year fixed refinance rate is up by 10

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7 Buyer-Friendly Housing Markets in 2025 With Abundant Homes for Sale

This news likely brings a smile to the faces of many house hunters: seven major cities have officially transitioned into buyer-friendly housing markets in 2025, a significant shift that gives ordinary folks more power when it comes to purchasing a home.

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  • Michael Gersitz
  • Phone: (716)870-5786
  • Office: (716)302-5222
  • Email: michael.gersitz@signature-wny.com
  • Website: michaelgersitz.com
  • Mailing Address: 2468 Niagara Falls Blvd, Suite #5

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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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