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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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Today’s 5-Year Adjustable Rate Mortgage Rises to 7.39% – June 25, 2025

Are you thinking about buying a home or refinancing your mortgage? It’s essential to stay up-to-date on the latest mortgage rate trends. As of today, June 25, 2025, the national average 5-year Adjustable Rate Mortgage (ARM) has risen to 7.39%. This increase of

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Is Cape Coral the Next Florida Housing Market to Crash?

If you’re thinking about buying or selling a home in Cape Coral, Florida, you need to be aware that the Cape Coral housing market is currently facing a high risk of price decline. Recent data from Cotality (formerly CoreLogic) shows that Cape Coral

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Florida Housing Market Forecast for Next 2 Years: 2025-2026

The Florida housing market has always been a topic of interest for buyers, sellers, and investors alike. With its sunny beaches, vibrant cities, and booming tourism industry, the real estate market in the Sunshine State has seen significant growth over the years. However, with any market experiencing rapid growth, there comes

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Interest Rate Predictions for the Next 2 Years Ending 2027

Are you wondering where interest rates are heading? You’re not alone! The Federal Reserve’s (the Fed’s) interest rate decisions affect everything from your mortgage payments to the growth of your investments. So, what’s the scoop for the next two years? Expert predictions suggest

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U.S. States With Lowest Mortgage Rates Today – June 25, 2025

If you’re looking for the U.S. states with the lowest mortgage rates today, June 25, 2025, your search ends here! As of today, the states boasting the cheapest 30-year new purchase mortgage rates are Colorado, Massachusetts, New York, California, Connecticut, Washington, Maryland, and

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How Use and Occupancy Agreements Work

You found the perfect home, your offer was accepted, and closing day is on the calendar. Great! Everything’s falling into place, until your timeline suddenly shifts, and you need to move in before the sale is final. Wait—can you live

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Mortgage Rates Predictions for Next 90 Days: July-Sept 2025

Are you thinking about buying a house or refinancing your mortgage? I know how important it is to keep a close eye on mortgage rates. Getting a good rate can save you a lot of money in the long run!

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How Much Money Do I Need to Buy a House?

Buying a house is one of the biggest financial decisions you’ll ever make, and it’s not just about the sale price. From the down payment to closing costs, there are several expenses to consider. So, how much money do you

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How to Know if a House is Overpriced

For many, buying a home is one of the biggest financial decisions they’ll make, but how do you know the price is fair? Understanding the housing market, estimating the value of that unique feature, knowing what tools to use, and

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Can Landlords Sue for More Than the Security Deposit?

Key Takeaways Landlords can sue for damages beyond the security deposit when damages exceed normal wear and tear. Tenants can protect themselves by documenting the property’s condition, understanding their lease, communicating in writing, and returning the unit in good shape.

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Mortgage Rates Today June 25, 2025: Rates Drop Across the Board, Offering Significant Savings

As of June 25, 2025, mortgage rates have seen a slight decrease, providing potential homeowners and those looking to refinance a bit of financial reprieve. The national average for a 30-year fixed mortgage rate stands at 6.81%, a dip from 6.83% the day before. This

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12 Unenforceable HOA Rules and What You Can Do About Them

Homeowners’ associations (HOAs) set rules to maintain property values and neighborhood aesthetics, but some of these rules overstep legal boundaries. Unenforceable HOA rules are regulations imposed by a homeowners’ association that conflict with state or federal law, or were enacted

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Earnest Money: What Is It and How Much Should You Pay?

Whether you’re buying a home in Austin or a condo in Miami, you’ve probably come across the term “earnest money” during your home search. It’s a key part of the homebuying process – but one that can feel confusing if

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Trailblazing with Maria Caivano

Behind every successful real estate agent is a mentor who believed in them—and few embody that role better than Maria Caivano. As the Director of Agent Development at CENTURY 21 Thomson & Co., Maria has turned her passion for teaching

Michael Gersitz June 25, 2025 External Articles Read more

How Seller’s Disclosures Protect Buyers and Sellers in a Home Sale

A seller’s disclosure, also called a property disclosure, is a document that sellers are legally required to provide to potential buyers. It outlines any known issues or defects with the home that could affect its value or safety. Whether you’re

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5 Popular Florida Housing Markets Are at High Risk of Price Crash

If you’ve been anywhere near the Florida housing market, you know things have been wild for the last few years. Prices shot up faster than a rocket from Cape Canaveral! But lately, the tune is changing. According to the latest

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How Long Should You Live in a House Before Selling? Here’s What to Consider

Deciding how soon you can sell a house after buying it is a major decision influenced by financial, personal, and market-driven factors. One of the most important questions to consider is: How long should you live in a house before

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U.S. States With Lowest Mortgage Rates Today – June 24, 2025

Looking for the states where you can snag the best deal on a mortgage right now? As of today, June 24, 2025, the U.S. states with the lowest mortgage rates for a 30-year new purchase are Colorado, Massachusetts, New York, Utah, California, Virginia,

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CENTURY 21 Fine Homes & Estates Magazine 2025 Spring/Summer

The post CENTURY 21 Fine Homes & Estates Magazine 2025 Spring/Summer first appeared on Century 21®.

Michael Gersitz June 25, 2025 External Articles Read more

New Home Co. acquires Landsea, forming a top 25 homebuilder

New Home Co. has completed a previously announced acquisition of Landsea Homes, the companies announced Wednesday. The deal creates a top-25 national homebuilder based on the number of new homes sold in 2024. Matthew Zaist, who currently serves as president

Michael Gersitz June 25, 2025 External Articles Read more

Aspiring buyers turn to Realtors first in their home searches: survey

A national survey released by NeighborWorks America found that prospective homebuyers overwhelmingly turn to Realtors first when seeking information about the homebuying process — outpacing friends, family and online searches. According to the poll, 41% of respondents who plan to

Michael Gersitz June 25, 2025 External Articles Read more

Q1 2025 Luxury Market Report

Introducing the North American Luxury Market Report, produced in collaboration with The Institute for Luxury Home Marketing. This in-depth report offers a detailed look at the latest trends shaping the high-end real estate market, analyzing key metrics like sales prices,

Michael Gersitz June 25, 2025 External Articles Read more

Dermot Buffini discusses brokerage leadership, real estate market shifts

Dermot Buffini, the CEO of Buffini & Co., joined this week’s episode of the RealTrending podcast for a conversation on the evolving challenges for real estate leaders. Speaking with host Tracey Velt at HousingWire’s The Gathering, Buffini addressed the pressures

Michael Gersitz June 25, 2025 External Articles Read more

Here are the three metros where homeownership is still affordable

The rapid rise in home prices and housing costs over the past five years has strained affordability in every part of the country, but a new study seeks to put a finer point on which metropolitan areas are getting hit

Michael Gersitz June 25, 2025 External Articles Read more
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  • Michael Gersitz
  • Phone: (716)870-5786
  • Office: (716)302-5222
  • Email: michael.gersitz@signature-wny.com
  • Website: michaelgersitz.com
  • Mailing Address: 2468 Niagara Falls Blvd, Suite #5

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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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