Housing has always been an engine of economic growth. But that engine could stall if action isn’t taken to increase the supply of affordable housing and expand opportunities for lending to underserved families. The nation’s gross domestic product generally averages
Top 8 Reasons to Move to San Antonio and Why You’ll Love Living Here
Known as “the Alamo City,” living in San Antonio gives residents access to affordable living, family-friendly communities, and the perfect balance between rural and urban living. San Antonio is an attractive destination for those looking to move to a unique
Housing Market Predictions 2022, 2023, 2025: Crash or Boom?
Let’s take a look at some of the most talked-about housing market predictions for 2022. In light of what real estate professionals are forecasting, here are some educated predictions about what the future of the United States housing market will
Can’t Decide Between a Gas vs. Electric Dryer? Here’s What You Need to Know
There’s nothing more satisfying than a load of clean, warm laundry. However, producing clean laundry takes a lot of energy, which often leads to more carbon emissions. If you’re looking to reduce your carbon footprint at home, a more efficient
Mortgage delinquency rate reaches 23-year low
Mortgage delinquency rates in January reached a 23-year low, driven by the skyrocketing housing prices and a strong job market. About 3.3% of mortgages were delinquent by at least 30 days or more including foreclosure in January, according to a
77% of homeowners and renters support adding more housing options in residential neighborhoods to help improve affordability
Go to Source Author:
Renters of color pay higher security deposits, more application fees
Go to Source Author:
Selling your home this year? Listing on a Thursday in late April brings the greatest reward
Go to Source Author:
Women could afford 18% more of the housing market if they made as much money as men
Go to Source Author:
HMDA: The top 10 VA lenders by volume in 2021
Origination volume in the Veterans Affairs (VA) universe amounted to $388 billion in 2021, an analysis of Home Mortgage Disclosure Act (HMDA) data by Polygon Research application HMDAVision found. This marks a notable dip in originations from 2020, a record-breaking year in
Inside the government’s feeble fight to end redlining
Despite being outlawed over 50 years ago, redlining still persists in America. Now the country’s signature law to stop redlining is under review. Redlining is a five-alarm word in the lexicon of American racism, but it really has a quite
Opinion: HUD needs to lower the MIP and do it now
This week, the Community Home Lenders Association (CHLA) repeated their call for FHA to lower premiums and to eliminate the life of loan premium on FHA loans. While I might have a different view on the life of loan premium,
Why housing inventory is so low right now
Given the current housing inventory crisis, it might surprise people to realize this: we built too many homes during the housing bubble years. Wait, what? But we have a housing shortage, right? Yes, but this is where my work is
HMDA: The top 10 FHA lenders by volume in 2021
Origination volume for FHA-insured loans increased by 3% in 2021, growing from $324 billion in 2020 to $332.24 billion, an analysis of Home Mortgage Disclosure Act (HMDA) data by Polygon Research application HMDAVision found. Of the origination volume, retail lenders
RealTrends 500: The Agency, Pacific Sotheby’s in top spots for average sales price
Beverly Hills, California-based The Agency leads the top 50 firms in average sales price by sides with a whopping $2.5 million average sales price in the 2022 RealTrends 500 brokerage rankings. The 2022 RealTrends 500 rankings top 50 firms by
RealTrends 500: eXp, Compass lead in one-year movers by closed sides
eXp Realty and Compass lead the top movers by transactions. Different from our top movers by transaction side percentage, this is the actual numeric increase in transaction sides year to year between 2020 and 2021. The 2022 RealTrends 500 rankings
How To Retire Early With Real Estate Investing?
So, how does it feel to Retire Early with Real Estate? When you talk about retiring early with real estate, the default answer for many is, “I’ll pay off the house.” A common second answer is, “I can borrow against
How Do Real Estate Agents Get Paid?
Most people choose to work with a real estate agent when buying or selling a house. Unlike an hourly or salary employee, a real estate agent doesn’t get paid based on their work hours. Real estate agents at traditional brokerages
RealTrends 500: Keller Williams and RE/MAX offices tops in percentage transaction sides
Keller Williams and RE/MAX lead the list of the top 50 one-year movers by percentage transaction sides, with Keller Williams — Cunningham Group, based in Santa Monica, California, seeing a 136% increase in sides between 2020 and 2021. Data for
Virtual Staging: An Innovative Way to Impress Buyers
In a virtual age, where you can tour homes online and purchase a home sight-unseen, why wouldn’t you consider virtual staging as a way to market your home to potential buyers? As more home sellers turn to virtual staging, you
Cracking the code on marketing to the Realtor channel
As lenders adapt to a purchase-centered market, HousingWire spoke to Brian Boero, CEO of 1000watt, about opportunities to grow lenders’ effectiveness in the Realtor and broker market. HousingWire: What’s happening right now in the Realtor world that lenders should know
Top 8 Reasons to Move to Philadelphia and Why You’ll Love Living Here
Commonly known as the “City of Brotherly Love,” moving to Philadelphia offers residents access to the conveniences of a large city while still holding all the charm of a small town. From historic sites like the Liberty Bell, famous dishes
Top 8 Reasons to Move to Pittsburgh and Why You’ll Love Living Here
Otherwise known as “The City of Bridges” and “Steel City,” Pittsburgh, PA offers residents affordable housing options, a vibrant arts and culture scene, an opportunity to be a part of one of the most loyal fan bases in the sports
Los Angeles Real Estate Market: Prices | Trends | Forecasts 2022
We’ll discuss the recent trends in the Southern California housing market as well as the Los Angeles housing market. Following the impact of the pandemic, which temporarily stalled the market, we saw the first signs of recovery in property sales