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More than half of Gen Zers and millennials believe they’d need to win the lottery to afford a home
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Housing Choice Voucher holders are losing ground to rising rents
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Goldman Sachs Housing Market Forecast: Will it Crash?
The housing market in the United States has been a rollercoaster ride in recent years, with unpredictable shifts that have left homeowners and buyers alike uncertain about what to expect. The latest forecast from Goldman Sachs is no exception, predicting
Housing Foreclosure Rates and Statistics 2023
In 2010, foreclosure rates peaked amid what became known as the “foreclosure crisis.” The housing bubble, foreclosures, and mortgage-backed assets devalued due to subprime mortgage delinquencies. Since then, U.S. foreclosure rates have fallen. After the COVID-19 pandemic, thousands of individuals
Worst Real Estate Markets in the US
Smart Asset released its list of the worst housing markets for growth and stability. Topping the list was Flint, Michigan where the glut of inventory continues to linger leading to the chance of home price decline. Smart Asset analyzed house
Cheapest Housing Markets in the US 2023
When it comes to buying a house in the United States, some states are more affordable than others. In this article, we will explore the top 10 cheapest states to buy a house according to the Zillow Home Value Index
Most Expensive Housing Markets in the US 2023
The United States has a diverse housing market with varying prices depending on the state and region. For homebuyers, it’s important to be aware of the most expensive states to buy a house. In this article, we will explore the
HUD raises Housing Choice Voucher funding to $30 billion for 2023
The U.S. Department of Housing and Urban Development (HUD) this week announced that it is allotting $30.3 billion for the Housing Choice Voucher (HCV) Program for 2023. The increase marks a 10.5% increase to the program’s 2022 funding levels, according
How to Get a Real Estate License: Requirements & Process
If you’re considering a career in real estate, obtaining a real estate license is a crucial first step. With the housing market continuing to grow and evolve, now is a great time to get started in this field. However, the
Is Thousand Oaks a Good Place to Live? A Guide to This Southern California Gem
Located in the beautiful Ventura County of Southern California, Thousand Oaks is a thriving city known for its stunning natural scenery, excellent schools, and high quality of life. With its proximity to Los Angeles, access to outdoor recreational activities, and
Profits up, production volume down for Wells Fargo, JP Morgan in Q1 23
Wells Fargo and JP Morgan Chase, the country’s top depository lenders, saw mortgage production volume further decline in the first three months of 2023, signaling another tough quarter for the mortgage industry. Wells Fargo, the fourth-largest U.S. mortgage lender by
Wells Fargo is selling a $50B package of MSRs
Wells Fargo has finalized the sale of a $50 billion block of mortgage-servicing rights (MSR), a deal that is expected to close later this year, according to bank officials. One expert in the MSR sector, who asked not to be named,
10 Pros and Cons of Living in Hawaii
Hawaii is often portrayed as a tropical paradise with breathtaking scenery, vibrant culture, and a laid-back lifestyle. For those considering moving to the islands, the prospect of living in Hawaii can be exciting and daunting. While there are many advantages
Opinion: Who decides what American neighborhoods look like?
Who decides what our neighborhoods look like? And who profits from these projects? The answer is a combination of real estate developers, brokers, investors, agents and property owners — the overwhelming majority of whom are white. For generations, real estate
Dallas Parks: Where Adventure Meets Water Rides and Thrills
Are you a Dallas resident or someone who’s wondering what it’s like to live in Dallas? Look no further than Dallas, a city that provides an abundance of fun outdoor activities in parks and a lively culture. With a variety
Fannie Mae purchased 45 loans with AOLs in 2022
Nearly 12 months have passed since Fannie Mae first announced it would in limited circumstances be accepting attorney opinion letters in lieu of title insurance. While there has been much discussion over the pros and cons of title insurance and
11 Unique Things to do in Phoenix Every Local Should Know About
Phoenix, Arizona, is a city of endless possibilities, boasting a rich history, breathtaking landscapes, and a vibrant culture. Whether you’re a new resident or a long-time local, there’s always something new and exciting to discover. In this article, we’ll highlight
First Federal Bank to acquire BNC National Bank’s mortgage business
First Federal Bank will acquire the mortgage division of BNC National Bank, which will give the Florida-headquartered community-based bank a nationwide consumer direct mortgage platform. The two banks announced they have signed a definitive agreement for First Federal to acquire
Asbestos Exposure in the Home: Risk, Removal, and Remodeling
Many people are alarmed to learn that their houses may contain asbestos, which can be dangerous. Asbestos exposure can lead to lung cancer and mesothelioma, especially after extended exposure. However, despite its known dangers, asbestos is still present in many
Opinion: PMI is good for first-time buyers and housing finance system
Homeownership remains at the core of the American Dream. After all, it improves financial security, enhances family and community stability, and builds intergenerational wealth. The Federal Reserve’s 2019 Survey of Consumer Finances found that the median net worth of a homeowner is
Orlando Parks: Where Adventure Meets Water Rides and Thrills
If you’re looking for a city that offers an abundance of outdoor activities and a lively culture, look no further than Orlando’s parks. With a variety of parks that range from amusement parks to water parks, and nature parks, there’s
Washington State Housing Market: Prices & Forecast 2023
The Washington State housing market has been experiencing a period of change over the past year. With the COVID-19 pandemic causing major disruptions in the economy, it is no surprise that the real estate industry is also feeling the impact.
6 Reasons To Move to Denver, CO and Why You’ll Love Living Here
Denver, Colorado is a city that has been growing in popularity in recent years, with more people choosing to make it their home. From its stunning mountain views and outdoor recreation opportunities, to its thriving job market and cultural scene,