Picture this – a European villa in a warm seaside town, surrounded by ocean views, a patio, and large windows that seemingly pulls in the landscape around you into your home. With arched windows, wrought-iron details, and a blend of
11 Lawn Care Tips to Fix Everyday Landscaping Problems
A healthy, green lawn goes a long way in giving your home major curb appeal. However, maintaining a beautiful lawn can often be a difficult task. Every lawn is different, and with so many different variables to consider, it’s easy
Forbearance rate drops below 1.5%
Servicers’ forbearance portfolio volume dropped in December to a level below 1.5% for the first time in 18 months. The total number of loans in forbearance decreased by 26 basis points, to 1.41% in December from 1.67% in November, according
Regulators slap mortgage LOs with fines for skipping class
More than 400 mortgage loan originators will pay penalties after a multi-state investigation alleged they falsely claimed they completed an annual continuing education requirement. LOs in 42 states who settled with state regulators will pay on average about $2,700 each
loanDepot’s CEO picks up pricey real estate in Florida
Anthony Hsieh, the CEO of loanDepot, has been buying some pricey real estate in Florida, pushing his portfolio of properties to over $150 million. As was first reported by the The Real Deal, Hsieh has dropped approximately $50 million dollars
Milo launches a crypto mortgage product
Milo, a Miami-based digital lender, will soon offer a crypto mortgage to clients with digital assets. And the company claims that there is already a waitlist for the product. According to Milo’s press release, clients who use the company’s services
Utah Housing Market (Salt Lake City) Trends & Forecast 2022
The pandemic has supercharged Utah’s housing market driven by historically low-interest rates and low unemployment rates. Utah’s home prices have skyrocketed. Utah housing market has been ranked as the nation’s #1 housing market for the strongest pace of job growth,
Private-label sets a furious pace to start 2022
A total of 10 new private-label securitization deals backed by more than 9,500 mortgages valued collectively at nearly $5.4 billion have already hit the market over the first few weeks of 2022, according to a new analysis by HousingWire. The
What You Need to Buy a House in 2022
Whether you’re a first-time buyer eager to become a homeowner this year, or you’re ready to leave your Seattle condo for some acreage in Dallas, buying a new house is an exciting time. However, it can be a lengthy and
Here’s how one mortgage lender gives back to service members
About five years ago, Linthicum, Maryland-based NFM Lending was looking for a way to shift from sporadic donations to service members to a dedicated effort that regularly recognized their sacrifice. Their answer was the creation of the NFM Salute, an
Indianapolis Housing Market: Prices | Trends | Forecasts 2022
Last year was a record-breaking year for the entire Indiana real estate market. Not surprising is the fact that Indianapolis house prices are also on the rise in the year 2021. Demand is still outpacing the supply, the new construction
CEO Matt Widdows pushes HomeSmart toward IPO
HomeSmart is a growing real estate brokerage that may go public, but the company faces questions about its business model and the compensation of founder and CEO Matt Widdows. Founded in 2000, Scottsdale, Arizona-based HomeSmart is the seventh largest brokerage
Lunch & Learn : The Role of Appraisers in the Future of Valuation
Hosted by Accurate Group Collateral valuation is a critical component of mortgage lending and the home sales process. During the course of the pandemic, mortgage professionals have seen origination volumes for refi and purchase skyrocket as they have simultaneously faced challenges
Wells Fargo reports lower GOS and origination volume in Q4
Wells Fargo originated $48.1 billion worth of mortgages in the fourth quarter, down from $51.9 billion in the previous quarter. The bank’s mortgage lending gain on sale margin — the earnings stemming from its originations — tumbled from 204.5 basis
Most Competitive Neighborhoods in Richmond to Buy a House
Thinking of buying a house? Consider house-hunting in Richmond, VA. The River City is well-known for its history and role in the Civil War, commemorated with interesting museums and historical sites, lively food scene, and easy access to the James
What happens when forbearance ends?
This video is part of our HousingWire 2022 forecast series. After the series wraps in January, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the
Agents scramble to meet demand…in Rochester?
Rochester, New York On Saturday, high temperatures in Rochester, New York, will plummet to a frigid eight degrees Fahrenheit and the city has already seen over 18 inches of snow since the start of the year. That’s standard for Rochester,
Non-QM lenders hunt for LOs as consumer-direct model falters
While layoffs sweep the mortgage industry, particularly consumer-direct lenders, non-qualified mortgage (non-QM) lenders are going on a hiring spree. Non-QM lenders Angel Oak Mortgage, Acra Lending and Newfi alone currently have at least 130 openings on jobs listings sites. According
Here are 7 trends to watch in the 2022 appraisal market
The tides of the mortgage industry are changing as we head into 2022, and just like the sand under the waves, we can expect the appraisal landscape to shift along with it. Appraisers, like many other service providers, must adapt
What are the drivers of housing demand in 2022?
This article is part of our Housing 2022 forecast series. After the series wraps, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide
Most Competitive Seattle Neighborhoods to Buy a House
Known for its thriving coffee culture, natural beauty, and booming tech hub, Seattle, WA is attracting people from all over the country looking for a taste of the Pacific Northwest lifestyle. Throw in ample career opportunities and an eco-conscious culture,
Freedom Mortgage dominates the MSR market
Another large mortgage-servicing rights bulk offering is on the market this week on the heels of a $10 billion MSR package that went out to bid earlier this month. The latest deal is being marketed by New York-based Mortgage Industry Advisory
What is MLS? Multiple Listing Service Explained
While first-time homebuyers and even seasoned homeowners might have heard of MLS, they may not be familiar with the role it plays throughout the home buying and selling process. Understanding how the MLS factors into the process can help you
San Antonio Housing Market: Prices | Trends | Forecasts 2022
Let’s take a look at the latest San Antonio real estate market trends. The pandemic has failed to slow down the San Antonio housing market. San Antonio area’s housing market is hot as demand outpaces supply that prices keep hitting