Each year, HousingWire recognizes the outstanding women in housing who are making notable contributions to both their businesses and to the industry at-large. Last year’s list of nominations were so robust that we expanded the number of honorees from 50
10 Pros and Cons of Living in Oregon
Oregon, also known as the “Beaver State,” is located in the Pacific Northwest and is filled with lush greenery, sprawling coastlines, an amazing food scene, and a unique and vibrant culture. Home to just over 4.2 million people, there are
Opinion: Lack of conformity in title fees facilitates predatory lending
Title insurance protects borrowers from financial loss if the lender discovers a defect in the title to the property (for example, a previous mortgage) and demands a borrower to pay back the loan. Title insurance also guards against loss in
Which Is a Better Fit? Move-In Ready Homes vs. Fixer-Upper Homes
You have a lot of things to consider when house hunting. One of the most significant is – do you want a home that you could move into tomorrow or a home that you can fix up and customize to
Here’s why the housing market needs higher mortgage rates
In this HW+ Slack Q&A, HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. As a member of HW+, you can us join for regular 30-minute Slack Q&As, where
MSR sector is a raging bull in a bear mortgage market
Fast-rising interest rates, up 1.5 percentage points over the past three months, have thrown a wrench into the mortgage origination and private-label securitization markets. Refinancing is plummeting, purchase activity is softening, and rate volatility is making secondary market deals harder to price
7 Storage Shed Ideas to Maximize Your Space
No matter the size of your home, you’ve probably found yourself wishing you had more room for your hobbies. While remodeling a house to increase your space is an option, it’s also costly. But what if there was a way
Mortgage applications continue fall amid 5% rate
Mortgage application volume dropped 1.3% for the week ending on April 8, from the previous week, as mortgage rates eclipsed the 5% mark. Refinance applications fell 5% from the prior week and 62% from the same week a year ago,
How Long Does a Landlord Have to Fix Something?
Whether you’re renting a house in Los Angeles, CA, or leasing an apartment in New York, NY, renters need to understand the process for repairs. When you need your landlord to repair something in your apartment or rental home, you
9 Things You Should Know Before Replacing Windows in Your Home
Replacing or installing windows can be stressful for many homeowners. Whether it’s deciding which type of windows are best for you, choosing the right kind of glazing, or even considering if you need to replace your windows at all, there
What is Rent Control?
If you’re a renter, or you plan to rent an apartment in the future, you’ve likely wondered – what is rent control? Broadly speaking, rent control is legislation that limits the price of rent in cities and states. Rent control
Opinion: Solutions to restore housing as an economic growth engine
Housing has always been an engine of economic growth. But that engine could stall if action isn’t taken to increase the supply of affordable housing and expand opportunities for lending to underserved families. The nation’s gross domestic product generally averages
Top 8 Reasons to Move to San Antonio and Why You’ll Love Living Here
Known as “the Alamo City,” living in San Antonio gives residents access to affordable living, family-friendly communities, and the perfect balance between rural and urban living. San Antonio is an attractive destination for those looking to move to a unique
Housing Market Predictions 2022, 2023, 2025: Crash or Boom?
Let’s take a look at some of the most talked-about housing market predictions for 2022. In light of what real estate professionals are forecasting, here are some educated predictions about what the future of the United States housing market will
Can’t Decide Between a Gas vs. Electric Dryer? Here’s What You Need to Know
There’s nothing more satisfying than a load of clean, warm laundry. However, producing clean laundry takes a lot of energy, which often leads to more carbon emissions. If you’re looking to reduce your carbon footprint at home, a more efficient
Nashville Real Estate Market: Prices | Trends | Forecasts 2022
Nashville’s housing market has been one of the hottest markets in the US during this pandemic. It is among the nation’s top cities for fastest-selling houses. With hot homes on the market selling in less than ten days, it seems
Mortgage delinquency rate reaches 23-year low
Mortgage delinquency rates in January reached a 23-year low, driven by the skyrocketing housing prices and a strong job market. About 3.3% of mortgages were delinquent by at least 30 days or more including foreclosure in January, according to a
HMDA: The top 10 VA lenders by volume in 2021
Origination volume in the Veterans Affairs (VA) universe amounted to $388 billion in 2021, an analysis of Home Mortgage Disclosure Act (HMDA) data by Polygon Research application HMDAVision found. This marks a notable dip in originations from 2020, a record-breaking year in
Inside the government’s feeble fight to end redlining
Despite being outlawed over 50 years ago, redlining still persists in America. Now the country’s signature law to stop redlining is under review. Redlining is a five-alarm word in the lexicon of American racism, but it really has a quite
Opinion: HUD needs to lower the MIP and do it now
This week, the Community Home Lenders Association (CHLA) repeated their call for FHA to lower premiums and to eliminate the life of loan premium on FHA loans. While I might have a different view on the life of loan premium,
Why housing inventory is so low right now
Given the current housing inventory crisis, it might surprise people to realize this: we built too many homes during the housing bubble years. Wait, what? But we have a housing shortage, right? Yes, but this is where my work is
HMDA: The top 10 FHA lenders by volume in 2021
Origination volume for FHA-insured loans increased by 3% in 2021, growing from $324 billion in 2020 to $332.24 billion, an analysis of Home Mortgage Disclosure Act (HMDA) data by Polygon Research application HMDAVision found. Of the origination volume, retail lenders
RealTrends 500: The Agency, Pacific Sotheby’s in top spots for average sales price
Beverly Hills, California-based The Agency leads the top 50 firms in average sales price by sides with a whopping $2.5 million average sales price in the 2022 RealTrends 500 brokerage rankings. The 2022 RealTrends 500 rankings top 50 firms by
RealTrends 500: eXp, Compass lead in one-year movers by closed sides
eXp Realty and Compass lead the top movers by transactions. Different from our top movers by transaction side percentage, this is the actual numeric increase in transaction sides year to year between 2020 and 2021. The 2022 RealTrends 500 rankings