Let’s talk about the Pasadena housing market because it’s been a hot topic lately, and for good reason! The short answer is: it’s a somewhat competitive market right now, with prices seeing a slight increase, but things are moving a bit slower
2025 will be a year of Non-QM player diversification
In the 16 years since the peak of the Global Financial Crisis, the structured products industry has transformed from a market dominated by large banks to one with space for new players. New relationships are forming between insurers seeking long-term
Getting Into the Holiday Spirit: How to Make Christmas Feel Like Christmas Again
Getting Into the Holiday Spirit: How to Revive the Magic as an Adult As the years go by, it can sometimes feel like the magic of the holidays has disappeared and stayed behind in our childhood. With our busy schedules,
The biggest reverse mortgage opportunities in 2025
While 2024 was rife with challenges for the mortgage industry broadly — across forward and reverse — a new year brings a new mindset. Some challenges remain, with mortgage rates being chief among them. Education and distribution can also likely
Refinance activity is up 27%, but higher mortgage rates have pumped the brakes
Refinance volume is only a fraction of what it was three years ago when mortgage rates plummeted to historic lows, but borrowers have returned in greater numbers this year. Recent data from CoreLogic shows that $347 billion in refinances were
Thinking of joining a real estate team? Here’s everything you should know
If you’re reading this article, you’re not alone. You’ve likely heard about real estate teams and how they can impact your career — but what exactly are they, and why are so many agents joining or building teams? It’s a
Orange County Housing Market: Trends and Forecast 2025
If you’re anything like me, you’re probably glued to the real estate market, wondering what’s going on with home prices, sales, and the whole shebang. So, let’s dive right in: the current Orange County housing market is showing a mix of
Rising inventory is the most positive housing market story in 2024
The most positive development in the housing market over 2024 has been the increase in active housing inventory, which is approaching the levels seen in 2019. Although those 2019 levels represent a five-decade low before COVID-19, the market was still
The best real estate transaction management software for 2025
There’s no one-size-fits-all solution when it comes to finding the right transaction management software for your real estate business. Whether you’re running a large brokerage, managing a small team or working on your own, the right transaction management platform can
The 25 best books for real estate agents in 2025
As you plan your 2025, it’s important to be intentional about including self-development activities. After all, our business will only grow as much as we do as business owners. With hundreds of books to choose from, it can be overwhelming
10 Major Mississippi Industries to Consider if You’re Working in or Moving to the State
Mississippi’s economy is rich with opportunities, attracting new residents considering moving to the Magnolia State. Whether you’re browsing homes for sale in Jackson or apartments in Gulfport, Mississippi offers a welcoming environment for families and professionals alike. The state’s diverse
The biggest challenge for the reverse industry in 2024? Mortgage rates
Reverse mortgage business — and mortgage business generally — is not where people want it to be. That was a repeated idea shared by a group of reverse mortgage professionals when asked to assess what they see as the biggest
First steps. First dates. Lazy Sunday mornings. Late-night backyard s’mores. In the comfort of home, the little moments can feel truly epic. One might say that they even feel like moments of the century. And few things give us greater
HUD announces new partnerships, funding to address skyrocketing homelessness
The United States saw an 18.1% increase in homelessness this year, attributed to a lack of affordable housing, devastating natural disasters and a surge of migrants in several parts of the country, the U.S. Department of Housing and Urban Development
Active listings climb as the end of 2024 nears
A new report from Redfin revealed that active listings climbed 12% year over year (954,703 listings) during the four weeks ending December 22, though that was the smallest increase since March. Pending home sales sat at 58,267 for the four
The 2025 Housing Market Forecast for Buyers & Sellers
Are you curious about the future of the housing market? What’s predicted for the housing market in 2025? Well, based on current trends and expert predictions, it seems that the housing market in 2025 will see a moderate rise in home sales,
Can Assumable Mortgages Offer Hope for Home Buyers in 2025?
Soaring mortgage rates in 2024? Let’s face it, today’s mortgage rates can sting. If you’re in the market for a house, that 7% average rate on a 30-year fixed loan might feel like a brick wall blocking your dream of
Financial Crisis 2008 Explained: Causes and Effects
What Caused the Financial Crisis in 2008? The financial crisis of 2008 is a significant event that affected the global economy. The crisis was caused by several factors that led to the collapse of the housing market in the United
Why a 2008-Style Housing Market Crash is Unlikely in 2025?
While headlines might paint a picture of a looming crash, a closer look at the data reveals a housing market more likely to experience a slowdown than a dramatic collapse. Let’s delve into the key factors that suggest stability rather
Is the Housing Market Headed for a 1970s-Style Downturn?
The 1970s are often remembered as a time of economic turmoil, with high inflation and interest rates creating a challenging environment for homebuyers and real estate developers alike. Today, some analysts are drawing parallels between that difficult decade and the
When Will Mortgage Rates Go Down to 3%? Is It Possible?
Imagine being able to secure a mortgage with an interest rate of just 3% again. Many hopeful homebuyers are wondering: when will mortgage rates go down to 3%? Unfortunately, as of November 14, 2024, 30-year fixed mortgage rates remain around 6.78%, casting a shadow of
Interest Rate Forecast for 2025 and 2026: Expert Insights
Money talks, but interest rates scream. As we peer into the economic crystal ball for 2025 and 2026, one number stands out: the Federal Funds Rate. This key benchmark set by the Federal Reserve shapes everything from your mortgage to
10 Major Pennsylvania Industries to Consider if You’re Working in or Moving to the Keystone State
If you’re considering moving to the Keystone State, understanding its economy might help your decision. Pennsylvania is home to many industries that fuel its economic growth and offer numerous career opportunities. Whether you’re browsing homes for sale in Pittsburgh or
24 Home Maintenance Tips: Keep Your Home in Tip-Top Condition
Buying a home is one of the biggest decisions and purchases a person may make. Not only does it come with the financial responsibility of paying a mortgage, but also making sure to keep up on your home maintenance. If