Recently, a report posted on the Social Science Research Network found that 186 banks in the United States are at risk of failure or collapse due to rising interest rates and a high proportion of uninsured deposits. The report titled
Ex-Wyndham Capital Mortgage exec launches Cornerstone Home Loans
Donny Kirby, former vice president of national direct-to-consumer sales at Wyndham Capital Mortgage, spent more than 12 years at Charlotte, North Carolina-based company before leaving to start a mortgage broker shop, Cornerstone Home Loans. At Wyndham, Kirby led the expansion
7 Breathtaking Places to Visit in Albuquerque, NM That Locals Rave About
Albuquerque, New Mexico is a unique destination that boasts breathtaking natural beauty, rich culture, and a fascinating history. The city is known for its stunning landscape, which is characterized by dramatic mountains, rolling hills, and the vast expanse of the
Is Spokane a Good Place to Live? 11 Pros and Cons to Help You Decide
Spokane is a city located in eastern Washington that is known for its beautiful natural landscape, thriving community, and diverse cultural attractions. With a growing economy, four distinct seasons, and proximity to other major cities and tourist destinations, living in
ICBA, affiliates urge CFPB to improve construction loan disclosures
The Independent Community Bankers of America (ICBA) and 42 affiliated state banking associations are calling on the Consumer Financial Protection Bureau (CFPB) to approve language that allows community banks to test out different consumer construction and construction-to-permanent loan disclosures, which
Winter Blues to Spring Hues: 19 Flower Decorating Tips for Your Apartment
Decorating your apartment with flowers can instantly make it feel like a beautiful and welcoming home. Flowers not only add color and texture to any space, but they also bring a sense of calmness and serenity. From adding a pop
Homebridge to lay off employees following deal with CMG
New Jersey-based Homebridge Financial Services will lay off 139 employees in June, three months after the acquisition of its retail division by CMG Mortgage, Inc. A Worker Adjustment and Retraining Notification (WARN) filed with the New Jersey Department of Labor
Uncover the Best of Las Vegas: The Ultimate Las Vegas Bucket List
Las Vegas is a city of endless possibilities, offering a wealth of experiences that can be overwhelming to navigate for visitors and locals alike. From hitting the casino floor to indulging in world-class dining or catching a show and exploring
What will housing credit look like in next recession?
With the banking crisis spurring more talk of a recession, the question now is: What would housing credit look like in a recession? Many people predicted that the U.S. housing market would crash during the pandemic. One of the main reasons
Low inventory a challenge to housing market as rates decline
Mortgage rates declined for the third consecutive week, sparking hope for a good homebuyers’ spring season. But while rates have dropped, the housing market has continued to be challenged by low inventory levels. Freddie Mac’s Primary Mortgage Market Survey showed
California Housing Market: Prices, Trends, Forecast 2023
Will the California Housing Market Crash in 2023? According to the latest data from the California Association of Realtors (CAR), the California housing market experienced a slight recovery in February 2023. The report shows a third consecutive month of improving
What is Charlotte, NC Known For? Discover the Best of Queen City
Known as the “Queen City,” Charlotte is known for its perfect blend of Southern charm and modern sophistication, with a growing skyline, bustling streets, and a dynamic arts and culture scene. But what else is Charlotte known for? From the
Don’t forget to reserve your room for HousingWire Annual
HousingWire Annual kicks off on October 10, 2023. It will be here before you know it! As the conference quickly approaches, so does the deadline to lock in the exclusive room rate for Hyatt Lost Pines in Austin, Texas. Take
Red Tide Florida Beaches in 2023: Causes & Impact
Red Tide on Florida Beaches As the warm, tropical sun beats down on the sandy shores of Florida, it’s easy to understand why the state’s beachfront real estate is so desirable. However, in recent years, an unwelcome visitor has cast
22 Unique Ways to Bring Texture into Your Apartment
Creating a cozy and inviting living space is crucial for any apartment, and adding texture is an excellent way to achieve this. Texture brings depth, warmth, and character to a room, creating a visual experience that engages the senses. From
Record keeping needs improvement: FHFA watchdog
The Federal Housing Finance Agency (FHFA)’s Office of the Inspector General (OIG) has determined that the FHFA has followed guidance related to conservatorship of the government-sponsored enterprises (GSEs). However, staff turnover and pervasive record keeping issues have caused a loss
What is Atlanta, GA Known For? 15 Ways to Get to Know the Big Peach
Are you thinking about calling Atlanta, GA your new home? From its rich history and cultural landmarks to its thriving food and music scenes, living in Atlanta offers something for everyone. Home to professional sports teams, renowned universities, and a
13 Tips for First-Time Homebuyers in Chicago
Buying a home can be both exciting and daunting, especially for first-time home buyers in a city like Chicago, IL. With so many neighborhoods, housing styles, and factors to consider, navigating the real estate market can be overwhelming. However, with
Opinion: Don’t cut back on professional support services
The old saying that “the devil’s in the details” can be applied to many different circumstances. And it’s undeniable that the title and settlement services industry is, at its very core, about close attention to the little things. After all,
Home-equity niche will benefit from a private-label lift
The demand for home-equity loans, particularly home-equity lines of credit (HELOCs) as well as shared-equity investment products, is now stronger than at any time since before the global financial crisis some 15 years ago. Securitization channels for those home-equity products,
Hope Through Housing uses MLK Grant to fund after school programs
Hope through Housing is a non-profit organization whose mission is to end generational poverty through affordable housing, educational programs and advocacy. In 2022, they were the recipients of an MLK grant which will be used to fund their youth development
Get a Sparkling Home this Spring with All-Natural Cleaning Products and Recipes, Plus Eco-Friendly Methods
Spring cleaning season is upon us, and what better way to refresh your home than with clever, all-natural ways of cleaning? From carpets to windows, there are safe and effective options for every surface in your home. Skip the harsh
Fed delivers a 25 bps rate hike amid bank failures
The Federal Reserve (Fed) has decided to forge ahead in its fight against inflation, despite several bank closures that have caused turbulence in the financial markets. On Wednesday, the Federal Open Market Committee (FOMC) announced the decision to raise the
VA makes major change to America’s most underutilized mortgage program
The U.S. Department of Veterans Affairs (VA) announced on Wednesday that it will lower the VA Native American Direct Loan (NADL) program interest rate from 6% to 2.5% in an effort to make housing loans more affordable for Native American