Nestled along the confluence of the Allegheny, Monongahela, and Ohio Rivers, Pittsburgh, PA, offers residents a unique blend of history, culture, and natural beauty. The city boasts stunning views, world-class museums, and a thriving sports scene, attracting residents from the
6 of the Most Expensive Homes for Sale in Florida Right Now Listed by Redfin
Florida’s real estate landscape is known for its luxury properties, embodying the state’s distinctive blend of luxury living, breathtaking natural beauty, and a charm that makes it one of the most coveted places to call home. From the sun-drenched shores
16 Popular Sacramento Neighborhoods: Where to Live in Sacramento in 2023
As California’s capitol, Sacramento has a rich history, vibrant present, and lively neighborhoods to match the city’s vibe. With views of the American River, historic buildings throughout downtown, and green parks dotted in each enclave, Sacramento’s neighborhoods have something to
6 of the Most Expensive Homes for Sale in New York State Right Now Listed by Redfin
If you dream of owning a piece of the opulent New York lifestyle, now is the perfect time to indulge your curiosity in the state’s luxury real estate market. New York State boasts some of the most exquisite and extravagant
Passive Income Tax Rate: How Much Tax Do You Need to Pay
Passive income is a type of income that does not require active involvement or participation from the taxpayer. It can include income from rental properties, royalties, dividends, interest, capital gains, and more. However, passive income is not tax-free. Depending on
Forbes’ Housing Market Predictions for 2023: What to Expect
As 2023 unfolds, the housing market in the United States is facing a complex interplay of factors, sending ripples through its dynamics. In a detailed analysis by Forbes, the spotlight is placed on the challenges that have surfaced, including skyrocketing
UK Housing Market Predictions 2023: Will Prices Crash?
The UK housing market is currently in a state of flux. A new report published by The Guardian unveils that the pace of UK house price growth is presently the slowest at this time of the year since the 2008 financial
Vancouver Housing Market: Home Prices And Forecast 2023
The Vancouver housing market has always been a topic of interest and debate, known for its stunning scenery and high real estate prices. In this comprehensive update, we’ll delve into the recent trends, figures, and key factors shaping the
MBA leadership says it’s “playing offense” to “stop the madness”
The market is rocky, margins are tight. And the grind may not end anytime soon, Mortgage Bankers Association President and CEO Bob Broeksmit told attendees in a fiery speech at the trade group’s annual conference this week in Philadelphia. “Normally,
Regulation hasn’t caught up to generative AI
Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending. Bias, discrimination, privacy and security concerns
Homebuyers hit the brakes, causing unseasonal growth in inventory
Available inventory of unsold homes rose by 1.8% this week. It’s quite clear that homebuyers have hit the brakes waiting to see if mortgage rates recede from these multi-decade highs. The leading indicators for sales prices show that 2023 will
Positioning your business for success in all market cycles
HousingWire recently spoke to Alex Elezaj, chief strategy officer at UWM, about the work independent mortgage brokers can do right now to prepare for when rates drop and how to go above and beyond for clients. HousingWire: Why should independent
Real estate brokers focus on value amid commission lawsuit unease
Today, the first class action commission lawsuit goes to trial in Kansas City, Missouri. While two of the defendants — Anywhere and RE/MAX — have settled in the case, those settlements have not been finalized. The National Association of Realtors,
FHFA extends certain rep and warrants to pandemic-related forbearance loans
The Federal Housing Finance Agency (FHFA) announced on Monday morning that it will treat, in some aspects, loans in COVID-19 forbearance similar to those in natural disaster forbearance. The change, to be implemented on Oct. 31, means pandemic-related forbearance mortgages will remain
Toronto Housing Market: Prices, Trends, Forecast 2023
The Toronto housing market has been a topic of much discussion and analysis over the past few years. After experiencing a period of rapid price growth and high demand, the market has seen significant changes in response to economic and
FHFA says GSEs are open to alternatives to loan repurchases
Regarding lenders’ vociferous complaints about increased loan buybacks from Fannie Mae and Freddie Mac, FHFA Director Sandra Thompson said the regulator expects originators to deliver loans consistent with the guidelines. But, she added, the Enterprises must implement a fair, consistent, and predictable process
Hottest Housing Markets in 2023: Hot Real Estate Markets
Source: Zillow Get ready for a hot housing market! We unveil the top 10 hottest housing markets in 2023 according to Zillow and Realtor.com. These hot real estate markets are all experiencing strong job growth and population growth, which is
White House announces new housing initiatives to boost homeownership
The White House on Monday announced a series of new initiatives designed to boost U.S. homeownership, alongside data detailing housing aid that has been provided since 2021. New initiatives include allowing homebuyers to leverage income from accessory dwelling units (ADUs),
Stakes are high as first buyer broker commission lawsuit goes to trial today
The long-anticipated Sitzer/Burnett class action commission lawsuit enters its first day in court on Monday, leaving real estate professionals to ponder the fate of today’s cooperation and commission practices. At the crux of the case is the allegation that commission
Philly Fed President Harker: “We are at the point where we can hold rates”
Philadelphia Federal Reserve President Patrick Harker advocated for stopping interest rate hikes, noting that disinflation is under way. “I believe that we are at the point where we can hold rates where they are,” Harker said at the 2023 Mortgage
30-Day Cleaning Checklist for a Sparkling Home
Clean your home without stress by following our checklist of simple room-by-room tasks that will help you refresh your entire home in just a few minutes a day.
Images/Article Credit: Better Homes & Gardens
Best Indoor Plants for Clean Air
Start with one or two handsome specimens, and see where your quest for a healthy atmosphere takes you when you grow these air-purifying plants…
8 Fun Facts about Anchorage, AK, to Help You Get to Know the City
Anchorage is a unique city filled with history, culture, and natural wonders. As the largest city in Alaska, Anchorage is renowned for its stunning landscapes, vibrant arts scene, and unique experiences. But beyond its picturesque setting, many intriguing aspects make
Will labor data send mortgage rates to 8%?
The 10-year yield and mortgage rates have been rising close to the 2023 high as some labor data shows that the honey badger labor market is still growing. To make things even more complicated, the spreads between the 30-year mortgage