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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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Author: News Bot

You are here: Homepage > Articles by: News Bot

Sacramento vs San Francisco: Which City is Right for You? Comparing Real Estate, Cost of Living, Culture, and More

You might be considering a house in Sacramento or an apartment in San Francisco, as these two California cities offer vastly different experiences. Sacramento, known for its sunny weather and farm-to-table culture, provides a more affordable and relaxed lifestyle, while

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Chicago vs Milwaukee: Which City is Right for You? Comparing Real Estate, Cost of Living, Culture, and More

Are you torn between settling in a new Chicago apartment or buying a house in Milwaukee? These two Midwestern cities may share a Great Lake, but they offer distinct lifestyles. Chicago boasts a dynamic job market, iconic architecture, and world-class

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How to Reduce Homeowners Insurance Premium?

Many new homeowners are looking for ways to save on their home insurance. Although some seem obvious because they are so highly advertised (bundling with auto, shopping online), there are others that are more subtle. You can get discounts on

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Pasadena Housing Market: Trends and Forecast 2025-2026

Let’s talk about the Pasadena housing market because it’s been a hot topic lately, and for good reason! The short answer is: it’s a somewhat competitive market right now, with prices seeing a slight increase, but things are moving a bit slower

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Getting Into the Holiday Spirit: How to Make Christmas Feel Like Christmas Again

Getting Into the Holiday Spirit: How to Revive the Magic as an Adult As the years go by, it can sometimes feel like the magic of the holidays has disappeared and stayed behind in our childhood. With our busy schedules,

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Orange County Housing Market: Trends and Forecast 2025

If you’re anything like me, you’re probably glued to the real estate market, wondering what’s going on with home prices, sales, and the whole shebang. So, let’s dive right in: the current Orange County housing market is showing a mix of

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10 Major Mississippi Industries to Consider if You’re Working in or Moving to the State

Mississippi’s economy is rich with opportunities, attracting new residents considering moving to the Magnolia State. Whether you’re browsing homes for sale in Jackson or apartments in Gulfport, Mississippi offers a welcoming environment for families and professionals alike. The state’s diverse

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The 2025 Housing Market Forecast for Buyers & Sellers

Are you curious about the future of the housing market? What’s predicted for the housing market in 2025? Well, based on current trends and expert predictions, it seems that the housing market in 2025 will see a moderate rise in home sales,

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Can Assumable Mortgages Offer Hope for Home Buyers in 2025?

Soaring mortgage rates in 2024? Let’s face it, today’s mortgage rates can sting. If you’re in the market for a house, that 7% average rate on a 30-year fixed loan might feel like a brick wall blocking your dream of

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Financial Crisis 2008 Explained: Causes and Effects

What Caused the Financial Crisis in 2008? The financial crisis of 2008 is a significant event that affected the global economy. The crisis was caused by several factors that led to the collapse of the housing market in the United

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Why a 2008-Style Housing Market Crash is Unlikely in 2025?

While headlines might paint a picture of a looming crash, a closer look at the data reveals a housing market more likely to experience a slowdown than a dramatic collapse. Let’s delve into the key factors that suggest stability rather

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Is the Housing Market Headed for a 1970s-Style Downturn?

The 1970s are often remembered as a time of economic turmoil, with high inflation and interest rates creating a challenging environment for homebuyers and real estate developers alike. Today, some analysts are drawing parallels between that difficult decade and the

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When Will Mortgage Rates Go Down to 3%? Is It Possible?

Imagine being able to secure a mortgage with an interest rate of just 3% again. Many hopeful homebuyers are wondering: when will mortgage rates go down to 3%? Unfortunately, as of November 14, 2024, 30-year fixed mortgage rates remain around 6.78%, casting a shadow of

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Interest Rate Forecast for 2025 and 2026: Expert Insights

Money talks, but interest rates scream. As we peer into the economic crystal ball for 2025 and 2026, one number stands out: the Federal Funds Rate. This key benchmark set by the Federal Reserve shapes everything from your mortgage to

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10 Major Pennsylvania Industries to Consider if You’re Working in or Moving to the Keystone State

If you’re considering moving to the Keystone State, understanding its economy might help your decision. Pennsylvania is home to many industries that fuel its economic growth and offer numerous career opportunities. Whether you’re browsing homes for sale in Pittsburgh or

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Current Fed Interest Rate Set to 4.50% to 4.75% in November 2024

The Federal Reserve, the central banking system of the United States, continues to exert a significant influence on the economy through its monetary policy decisions, particularly in setting the federal funds rate. As of November 7, 2024, the Federal Reserve

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7 Unique Things to Do in Charlotte, NC: The City to Remember

Charlotte, North Carolina, often known as the Queen City, is a vibrant metropolis brimming with a mix of Southern charm and modern allure. While popular attractions like the NASCAR Hall of Fame and Carowinds amusement park draw plenty of attention,

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10 Major New York Industries to Consider if You’re Working in or Moving to the Empire State

Moving to the Empire State is an exciting prospect, whether you’re browsing homes for sale in Albany or apartments in Manhattan. New York is renowned for its dynamic economy, powered by industries that lead nationally and globally. From finance to

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24 Home Maintenance Tips: Keep Your Home in Tip-Top Condition

Buying a home is one of the biggest decisions and purchases a person may make. Not only does it come with the financial responsibility of paying a mortgage, but also making sure to keep up on your home maintenance. If

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What Is a Pocket Listing?

When you decide to sell your home and sign an agreement with an agent, one of the first things your agent will do is list your home on the Multiple Listing Service (MLS). The MLS is the database of homes

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10 Ways to Insure Deposits Beyond the FDIC Limit of $250,000

The Federal Deposit Insurance Corporation (FDIC) provides a safety net for depositors in the United States, insuring up to $250,000 per depositor, per bank, for each account ownership category. But what happens when your deposits exceed this limit? In a

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10 Major Texas Industries to Consider if You’re Working in or Moving to the Lone Star State

Texas is a land of opportunity with a robust economy built on diverse industries. From energy to healthcare and technology, major industries in Texas power the state’s economy and attract countless new residents. For those considering moving to the Lone

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Is Now a Good Time to Buy a House?

Key takeaways: If you have the means, now may be a good time to buy a house. The median U.S. home sale price hit $435,000 in October, following 16 months of year-over-year gains. Daily average mortgage rates topped 7% and

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Designing the Perfect Kitchen for Home Cooks

A well-prepared kitchen is the key to unlocking your cooking potential. As an experienced chef or beginner, the way your kitchen is set up can make a world of difference in your cooking process. As Mary Kathryn Reese of Kitchen

News Bot November 21, 2024 External Articles Read more
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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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