Making an offer is one of the most important steps in the homebuying process. It’s the point where you find out if the home will be yours or not. From deciding how much to offer to choosing contingencies and earnest
Today’s Mortgage Rates – September 16, 2025: 30-Year FRM Drops by 8 Basis Points
Mortgage rates today on September 16, 2025, including both mortgage and refinance rates, have dropped notably, with the national average 30-year fixed mortgage rate falling to 6.37%—down 8 basis points from the previous week’s 6.45%. Refinance rates are dipping more
Houston’s 50 Newest Listings: September 16, 2025
Houston’s vibrant atmosphere and unique attractions makes it a great place to live. The median sale price in July was around $349,000, marking a 1.7% dip year-over-year, while the median days on market climbed to 46 compared to 32 last
Here’s How to Get a Jumbo Construction Loan to Build a Home
Key takeaways Jumbo construction loans cover home builds that exceed FHFA conforming loan limits ($806,500 baseline; $1,209,750 in high-cost areas for 2025). They combine short-term construction financing with a permanent jumbo mortgage. Borrowers need strong credit, a large down payment,
Senate Set to Confirm Miran for Fed on Eve of Pivotal Interest Rate Decision
In a nail-biting finish to September 15, 2025, the U.S. Senate is poised to confirm Stephen Miran as a new member of the Federal Reserve Board of Governors. This confirmation is timed so precisely that Miran could actually cast a
Cincinnati’s 50 Newest Listings: September 16, 2025
Cincinnati Housing Market Pulse — September 2025 Nestled along the Ohio River with a rich blend of historic charm and modern energy, Cincinnati offers vibrant neighborhoods and a welcoming community. In July 2025, the median sale price was $294K (+6.8% YoY) and homes
Today’s Mortgage Rates – September 15, 2025: Rates Jump Across the Board
On September 15, 2025, mortgage rates in the U.S. have shown mixed movement but a general upward trend, with the national average 30-year fixed mortgage rate increasing to 6.56%, up 11 basis points from last week’s 6.45%, according to Zillow. Refinancing rates
Kansas City’s 50 Newest Listings: September 16, 2025
Kansas City Housing Market Pulse — September 2025 Jazz, barbecue, and friendly neighborhoods — Kansas City’s heartbeat is unmistakable. In July 2025, the median sale price was $303K (+2.7% YoY) and homes sold in around 18 days. Latest Kansas City Listings 3203 NE 67th
Las Vegas’s 50 Newest Listings: September 16, 2025
Las Vegas Housing Market Pulse — September 2025 Beyond the bright lights, Las Vegas shines with sunny suburbs and desert trails minutes away. In July 2025, the median sale price was $440K (−2.2% YoY) and homes sold in about 56 days. Latest Las Vegas
Philadelphia’s 50 Newest Listings: September 16, 2025
Philadelphia Housing Market Pulse — September 2025 History-rich blocks, bold food, and vibrant arts — Philadelphia balances classic charm with modern ease. In July 2025, the median sale price was $275K (~0% YoY) and homes sold in roughly 48 days. Latest Philadelphia Listings 5253
Fed Interest Rate Predictions This Week: 25 Basis Point Cut Widely Expected
It looks like a sure thing: the Federal Reserve is widely expected to cut interest rates this week. After holding steady, the data suggests the central bank will likely lower its key interest rate by a quarter of a percent
St. Louis’s 50 Newest Listings: September 15, 2025
St. Louis is moving quickly: the median sale price was $247,500 in July 2025 (+9.8% year over year), and homes sold in about 18 days. The sale‑to‑list price is 99.7%, with roughly 42.5% of homes closing above the listing price.
Mortgage Rates Today: 30-Year Fixed Refinance Rate Rises by 10 Basis Points
If you’re watching the mortgage market closely, like I am, you’ll want to know that the current average 30-year fixed refinance rate stands at 6.75%. Zillow reported that, as of September 15, 2025, the 30-year fixed refinance rate is up by 10
How Much House $500K Buys in Major Cities Across the U.S. (and What This Means for Investors)
For many buyers and investors, $500,000 is a benchmark budget. But in today’s housing market, that number doesn’t stretch the same way everywhere – and the trade-offs reveal a lot about both affordability for buyers and opportunity for investors. In
7 Buyer-Friendly Housing Markets in 2025 With Abundant Homes for Sale
This news likely brings a smile to the faces of many house hunters: seven major cities have officially transitioned into buyer-friendly housing markets in 2025, a significant shift that gives ordinary folks more power when it comes to purchasing a home.
Baltimore’s 50 Newest Listings: September 15, 2025
Baltimore is a steady, somewhat competitive market: the median sale price reached $244,000 in July 2025 (+3.6% year over year), and homes typically sold in 42 days. The sale‑to‑list price is 99.8%. For national context, Baltimore’s median sale price is about 46% lower
Mortgage Rates Predictions for Next 90 Days: October to December 2025
Here’s the bottom line upfront: Most experts believe mortgage rates will dip slightly over the next 90 days, likely settling in the 6.2% to 6.5% range by mid-December 2025. While this offers a glimmer of hope for potential homebuyers, significant drops below
Today’s 5-Year Adjustable Rate Mortgage Rises to 7.39% – June 25, 2025
Are you thinking about buying a home or refinancing your mortgage? It’s essential to stay up-to-date on the latest mortgage rate trends. As of today, June 25, 2025, the national average 5-year Adjustable Rate Mortgage (ARM) has risen to 7.39%. This increase of
Is Cape Coral the Next Florida Housing Market to Crash?
If you’re thinking about buying or selling a home in Cape Coral, Florida, you need to be aware that the Cape Coral housing market is currently facing a high risk of price decline. Recent data from Cotality (formerly CoreLogic) shows that Cape Coral
Florida Housing Market Forecast for Next 2 Years: 2025-2026
The Florida housing market has always been a topic of interest for buyers, sellers, and investors alike. With its sunny beaches, vibrant cities, and booming tourism industry, the real estate market in the Sunshine State has seen significant growth over the years. However, with any market experiencing rapid growth, there comes
Interest Rate Predictions for the Next 2 Years Ending 2027
Are you wondering where interest rates are heading? You’re not alone! The Federal Reserve’s (the Fed’s) interest rate decisions affect everything from your mortgage payments to the growth of your investments. So, what’s the scoop for the next two years? Expert predictions suggest
U.S. States With Lowest Mortgage Rates Today – June 25, 2025
If you’re looking for the U.S. states with the lowest mortgage rates today, June 25, 2025, your search ends here! As of today, the states boasting the cheapest 30-year new purchase mortgage rates are Colorado, Massachusetts, New York, California, Connecticut, Washington, Maryland, and
How Use and Occupancy Agreements Work
You found the perfect home, your offer was accepted, and closing day is on the calendar. Great! Everything’s falling into place, until your timeline suddenly shifts, and you need to move in before the sale is final. Wait—can you live
Mortgage Rates Predictions for Next 90 Days: July-Sept 2025
Are you thinking about buying a house or refinancing your mortgage? I know how important it is to keep a close eye on mortgage rates. Getting a good rate can save you a lot of money in the long run!