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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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Author: News Bot

You are here: Homepage > Articles by: News Bot

Is a Range Hood Necessary? What Homeowners Should Know About Code, Safety, and Value

Kitchen upgrades often focus on countertops, cabinets, and appliances. Ventilation, however, tends to get less attention until smoke fills the room or a home inspection flags an issue. When homeowners start comparing renovation costs, permits, and long term affordability, questions

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How to Get a 4.5% Mortgage Rate in 2026?

Alright, let’s cut right to the chase. While snagging a 4.5% mortgage rate on a standard 30-year fixed loan in February 2026 is a long shot, it’s not entirely out of the realm of possibility. However, you’ll likely need to

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Today’s Mortgage Rates, Feb 27: Rates Drop Below 6% Indicating Shifting Homebuying Tides

The most important news for anyone thinking about buying a home or refinancing today, February 27th, is that mortgage rates have officially dipped below the crucial 6% mark, signaling a potential shift in the housing market. Seeing the average 30-year

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30-Year Fixed Mortgage Rate Drops Below 6% for First Time in 3.5 Years

Exciting news for anyone dreaming of homeownership! For the first time in about three and a half years, the average rate for a 30-year fixed-rate mortgage has dipped below the crucial 6% mark, landing at a solid 5.98% as of

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Buying a New Construction Home? Here’s What You Can Negotiate with a Builder

Buying a new construction home can sound like a dream, with top-of-the-line features and your ideal layout. The price tag, however, can sometimes put it out of reach. The good news is that there’s often room to negotiate — it

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How To Buy A House Contingent On Selling Yours

Key takeaways: A home sale contingency protects you financially by helping you avoid two mortgages while using your home equity to fund your next purchase. It can weaken your offer in competitive markets, where sellers may prefer non-contingent buyers or

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30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

This is huge news for anyone dreaming of homeownership or looking to refinance their mortgage. The 30-year fixed mortgage rate has officially dipped below 6%, settling at a fantastic 5.98%, according to the latest, highly anticipated report from Freddie Mac.

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How to Balance Personal Style With Buyer Appeal in High-End Homes

Owning a high-end home is a reflection of your personal style, but when it comes time to sell, those same choices can either attract buyers or make it harder for them to picture themselves in your space. Luxury buyers are

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How to Buy a House with Low Income Even If You Have Little Savings

If you’re wondering how to buy a house with low income, you’re not alone. Many buyers assume homeownership is out of reach if they earn less than the area’s median income — but that’s not always true. Buying a home

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Mortgage Rates Today, February 27: 30-Year Refinance Rate Rises by 9 Basis Points

On February 27, 2026, the 30-year fixed refinance rate remained steady at 6.52% according to Zillow, yet it has nudged up by 9 basis points compared to last week. This subtle shift underscores a critical point for homeowners considering a

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6 Powder Room Wallpaper Ideas for a Big Impact

The powder room is a space in your home where you can lean fully into personality. As one of the smaller rooms in the house, wallpaper choices that might feel bold elsewhere often fit perfectly here. And best of all,

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How to Get a 3% Mortgage Rate in 2026?

Securing a 3% mortgage rate in 2026 might sound impossible in today’s market, but it’s entirely achievable through assumable mortgages. These loans allow buyers to take over the seller’s existing mortgage terms—often locked in years ago when rates were much

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Selecting the Best Wallpaper for Your Powder Room: A Complete Guide

A powder room is the perfect place to have fun with design. Small in size but big on impact, this often-overlooked space is where you can experiment with color, pattern, and texture in a way that feels intentional rather than

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Mortgage Rates Today, Nov 19: 30-Year Refinance Rate Drops by 7 Basis Points

As of November 19, 2025, mortgage refinance rates today have seen a welcome dip. Zillow reports that the national average for a 30-year fixed refinance rate has dropped by 7 basis points, settling at 6.76%. This might sound like a

News Bot November 19, 2025 External Articles Read more

Austin vs. Raleigh: Which Tech Hub Has the Stronger Housing Market for Investors?

For years, investors chasing tech money have looked at two Sun Belt superstars: Austin, Texas, and Raleigh, North Carolina. Both cities have rocketed up the rankings for population growth, job creation, and overall “cool factor.” But if you’re putting your

News Bot November 19, 2025 External Articles Read more

Why Turnkey Real Estate Still Beats Today’s High Mortgage Rate Climate

The financial news is a chorus of caution. “Mortgage Rates Soar,” “Housing Market Cools,” “Investor Activity Slows.” For many, these headlines are a stop sign, a clear signal to retreat from the real estate market and wait for calmer seas.

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FHA Mortgage Rates Today, Nov. 19, 2025: Key Figures for Aspiring Homeowners

As of November 19, 2025, the benchmark 30-year fixed FHA mortgage rate is hovering in the ballpark of 5.875% to over 6%. This provides promising news for many aspiring homeowners looking to get into their dream homes, especially those who

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Will Mortgage Rates Go Down Below 6% in the Next Two Months?

Based on what I’m seeing and hearing from the experts, combined with the latest economic figures and recent rate trends, it’s highly unlikely that average 30-year fixed mortgage rates will drop below 6% within the next two months. While I

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Today’s Mortgage Rates, November 18: 30-Year FRM Holds at 6.09%, Rates Remain Stable

As of today, November 18th, mortgage rates are largely holding steady, showing a slight uptick but staying remarkably consistent. According to the latest data from Zillow, the average rate for a 30-year fixed mortgage has nudged up to 6.09%, while the

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Single-Family vs. Townhome: Which is the Real Cash Flow Winner for Investors?

If you’re serious about building wealth through rental properties, you’ve probably spent hours staring at listings, running numbers, and trying to decide: Do I go for the big, classic Single-Family Home (SFH), or do I lean into the efficiency of a townhome?

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Mortgage Rates Today, Nov 18: 30-Year Refinance Rate Drops Slightly by 2 Basis Points

The latest data from Zillow reveals that today, November 18, 2025, the national average for a 30-year fixed refinance rate has seen a modest drop of 2 basis points, settling at 6.81%. While this might seem like a small change,

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Connecticut Housing Market: Trends and Forecast 2025-2026

As of late 2025, the Connecticut housing market is showing solid growth, with average home values climbing and homes selling quickly. While some wonder about a potential crash, the current data paints a picture of a stable and appreciating market,

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What To Know About Selling a Haunted House

Selling a property with a paranormal reputation or dark history requires careful navigation of legal requirements, market realities, and buyer psychology. Properties classified as “stigmatized” (those psychologically impacted by events like alleged hauntings, deaths, or criminal activity) present unique challenges

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What Are the VA’s Minimum Property Requirements (MPRs) When Buying a Home?

If you’re buying a home with a VA loan, it’s essential to understand the Minimum Property Requirements (MPRs)—the standards the VA uses to ensure homes are safe, structurally sound, and sanitary. Whether you’re shopping for homes in San Diego, CA

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  • Michael Gersitz
  • Phone: (716)870-5786
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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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