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Michael Gersitz

Michael Gersitz

City of North Tonawanda Real Estate Agent

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Author: News Bot

You are here: Homepage > Articles by: News Bot

What is a Virtual Open House? The Modern Way to Show Your Home

In today’s digital world, more buyers are starting their home search online. This has led to the rise of the virtual open house, an innovative way for sellers and real estate agents to connect with potential buyers without the need

News Bot September 30, 2025 External Articles Read more

Urban vs Suburban Living: Which Lifestyle Fits You Best?

Choosing where to live is one of the biggest decisions you will make, and it shapes your daily life more than you might realize. Some people thrive on the constant buzz of the city, enjoying the excitement and convenience at

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Divorce Home Appraisal: How Do They Work and Who Foots the Bill?

Divorce can be both emotionally and financially complex, with one of the significant issues to resolve being what happens to the marital home. To divide assets fairly, a divorce home appraisal must provide an objective assessment of the property’s fair

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Today’s Mortgage Rates September 30, 2025: 30-Year FRM Slightly Higher, Refinance Rates Jump

As of September 30, 2025, mortgage rates have slightly increased for 30-year fixed loans but show mixed trends across other loan types. The average 30-year fixed mortgage rate rose by 3 basis points to 6.62%, while the 15-year fixed rate marginally

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Big Jump in Mortgage Rates Today: 30-Year Refinance Rate Rises by 62 Basis Points

If you’re thinking about refinancing your home, you need to know that mortgage rates today have seen a significant shift. According to Zillow, the national 30-year fixed refinance rate has climbed a substantial 62 basis points, moving from an average of 7.03% to

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Mortgage Rates Predictions This Week: September 28 to October 4

This week, from September 28 to October 4, 2025, the mortgage rate outlook suggests a period of relative calm, with the average rate for a 30-year fixed loan likely hovering around the 6.3% to 6.4% mark. While we might see minor ups

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Mortgage Rates Predictions for the Next 6 Months: October 2025 to March 2026

Thinking about buying a home or perhaps refinancing your current one? If so, you’re probably wondering what’s going to happen with mortgage rates over the next six months. My best guess, looking at all the expert chatter and economic signs,

News Bot September 30, 2025 External Articles Read more

Florida Housing Market Sees a Major Shift With a Jump in Pending Sales

Get ready for some exciting news, Florida! After a period of waiting and watching, the Sunshine State’s housing market is finally showing a significant, encouraging uptick. Florida’s housing market saw a major positive shift in August 2025, with a notable surge

News Bot September 30, 2025 External Articles Read more

Federal Reserve Begins Key Interest Rate Meeting with Economic Jitters

The Federal Reserve’s September 2025 Federal Open Market Committee (FOMC) meeting begins today, September 16th, and will conclude tomorrow, the 17th. This meeting isn’t just another check-in on the economy; it’s a pivotal moment where big decisions about interest rates

News Bot September 16, 2025 External Articles Read more

Interest Rates Predictions by Bank of America 2025-2026

Are you keeping an eye on where interest rates are headed? You should be! Interest rate predictions by Bank of America have shifted, and it could impact your wallet. Bank of America now expects the Federal Reserve to cut interest

News Bot September 16, 2025 External Articles Read more

Mortgage Rates Today: 30-Year Fixed Refinance Rate Dips to 6.64%

If you’re eyeing a refinance, here’s the headline: According to Zillow, the national average for a 30-year fixed refinance rate has edged down to 6.64% as of today, September 16, 2025. This small dip from 6.65% might seem insignificant, but it could be

News Bot September 16, 2025 External Articles Read more

How to Make an Offer on a House in 6 Steps

Making an offer is one of the most important steps in the homebuying process. It’s the point where you find out if the home will be yours or not. From deciding how much to offer to choosing contingencies and earnest

News Bot September 16, 2025 External Articles Read more

Today’s Mortgage Rates – September 16, 2025: 30-Year FRM Drops by 8 Basis Points

Mortgage rates today on September 16, 2025, including both mortgage and refinance rates, have dropped notably, with the national average 30-year fixed mortgage rate falling to 6.37%—down 8 basis points from the previous week’s 6.45%. Refinance rates are dipping more

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Houston’s 50 Newest Listings: September 16, 2025

Houston’s vibrant atmosphere and unique attractions makes it a great place to live. The median sale price in July was around $349,000, marking a 1.7% dip year-over-year, while the median days on market climbed to 46 compared to 32 last

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Here’s How to Get a Jumbo Construction Loan to Build a Home

Key takeaways Jumbo construction loans cover home builds that exceed FHFA conforming loan limits ($806,500 baseline; $1,209,750 in high-cost areas for 2025). They combine short-term construction financing with a permanent jumbo mortgage. Borrowers need strong credit, a large down payment,

News Bot September 16, 2025 External Articles Read more

Senate Set to Confirm Miran for Fed on Eve of Pivotal Interest Rate Decision

In a nail-biting finish to September 15, 2025, the U.S. Senate is poised to confirm Stephen Miran as a new member of the Federal Reserve Board of Governors. This confirmation is timed so precisely that Miran could actually cast a

News Bot September 16, 2025 External Articles Read more

Cincinnati’s 50 Newest Listings: September 16, 2025

Cincinnati Housing Market Pulse — September 2025 Nestled along the Ohio River with a rich blend of historic charm and modern energy, Cincinnati offers vibrant neighborhoods and a welcoming community. In July 2025, the median sale price was $294K (+6.8% YoY) and homes

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Today’s Mortgage Rates – September 15, 2025: Rates Jump Across the Board

On September 15, 2025, mortgage rates in the U.S. have shown mixed movement but a general upward trend, with the national average 30-year fixed mortgage rate increasing to 6.56%, up 11 basis points from last week’s 6.45%, according to Zillow. Refinancing rates

News Bot September 16, 2025 External Articles Read more

Kansas City’s 50 Newest Listings: September 16, 2025

Kansas City Housing Market Pulse — September 2025 Jazz, barbecue, and friendly neighborhoods — Kansas City’s heartbeat is unmistakable. In July 2025, the median sale price was $303K (+2.7% YoY) and homes sold in around 18 days. Latest Kansas City Listings 3203 NE 67th

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Las Vegas’s 50 Newest Listings: September 16, 2025

Las Vegas Housing Market Pulse — September 2025 Beyond the bright lights, Las Vegas shines with sunny suburbs and desert trails minutes away. In July 2025, the median sale price was $440K (−2.2% YoY) and homes sold in about 56 days. Latest Las Vegas

News Bot September 16, 2025 External Articles Read more

Philadelphia’s 50 Newest Listings: September 16, 2025

Philadelphia Housing Market Pulse — September 2025 History-rich blocks, bold food, and vibrant arts — Philadelphia balances classic charm with modern ease. In July 2025, the median sale price was $275K (~0% YoY) and homes sold in roughly 48 days. Latest Philadelphia Listings 5253

News Bot September 16, 2025 External Articles Read more

Fed Interest Rate Predictions This Week: 25 Basis Point Cut Widely Expected

It looks like a sure thing: the Federal Reserve is widely expected to cut interest rates this week. After holding steady, the data suggests the central bank will likely lower its key interest rate by a quarter of a percent

News Bot September 16, 2025 External Articles Read more

St. Louis’s 50 Newest Listings: September 15, 2025

St. Louis is moving quickly: the median sale price was $247,500 in July 2025 (+9.8% year over year), and homes sold in about 18 days. The sale‑to‑list price is 99.7%, with roughly 42.5% of homes closing above the listing price.

News Bot September 16, 2025 External Articles Read more

Mortgage Rates Today: 30-Year Fixed Refinance Rate Rises by 10 Basis Points

If you’re watching the mortgage market closely, like I am, you’ll want to know that the current average 30-year fixed refinance rate stands at 6.75%. Zillow reported that, as of September 15, 2025, the 30-year fixed refinance rate is up by 10

News Bot September 16, 2025 External Articles Read more
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  • Michael Gersitz
  • Phone: (716)870-5786
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About Me

I am a Real Estate Agent based out of Tonawanda, licensed to buy, sell and lease real estate in New York State! Give me a call, it might be the best decision you ever make!


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